PayThink

Auto leasing is all the rage in these rapidly changing economic times.

New York Fed President William Dudley is suggesting that regulators could force banks to withhold a big chunk of executives' annual pay and then use that money to fill holes in capital when trouble hits.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Traditional risk management works well when only profits are at stake. To protect against the dangers that can sink an institution, a new approach is needed.

Microsoft's Larry Hryb, known to gamers as Major Nelson, recently posted a six-second video demonstrating how the company's new Xbox console redeems codes for games and subscription services. It's six seconds that many in the payments industry should watch.

Harvey Rosenblum, the former director of research at the Federal Reserve Bank of Dallas, has cultivated one of the most public profiles among rank-and-file regulators in the "too big to fail" debate. In an interview with editor-at-large Barbara Rehm, he let loose– and his views might surprise you.

If there is any chance a Basel Committee standard could apply to community banks, U.S. regulators need to make every effort to consult with these institutions before agreeing to it.

Creditors who fear they (or their vendors) aren't in compliance may slow or stop making loans in order to avoid enforcement actions and lawsuits.

The Consumer Financial Protection Bureau will begin to take comments on how to write new regulations for the debt collection industry. These new rules could impact how often a debt can be sold and to whom it can be sold.

Banks that best leverage customer loyalty are accelerating the digital transformation, catering to select demographics and actively selling products to new and existing customers.