PayThink

Homebuyers’ use of flawed automated valuation models creates an artificial drag on values during recoveries, amplifies appreciation during booms and results in a wide bid-ask spread that delays or torpedoes sales.

You've rebranded. Invested in technology. Maybe added branches or ATMs. And yet loan and member growth is either flat or tepid. Perhaps it's because you've forgotten to do something about the "friction."

While IRAs may not have always been a key driver for your credit union, research hows that ignoring them is not a good idea either. In fact, it may be detrimental to your business.

Linda Clampitt, senior vice president with CU Members Mortgage, explains why Gen Y are beginning to take advantage of opportunities in the housing market as they approach their 30s.

In the wake of the financial crisis and Bank Transfer Day, credit unions have a responsibility to clearly distinguish themselves from banks.

John Parsons of Cooperative Strategies Inc. details the top ten ways to get full perspective of credit union business.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Several Native American tribal leaders who were looking to block a civil investigation into their online payday lending practices have been denied by the Consumer Financial Protection Bureau.

Expand by acquisition or through organic market penetration. The most successful banks will include both strategies in their future plans.

Because third-party processors are on the hook for losses from fraudulent transactions, they have as much interest in eliminating bad actors as anyone.