PayThink

Perhaps not surprisingly, a federal government that lives beyond its means tragically encouraged American families to do the same.

To succeed today, financial firms need to encourage female employees to take the right kind of risks, such as trying new innovations to serve clients.

Despite Basel III's shortcomings, I have yet to hear of a better solution than combining risk-weighted assets with a strong leverage ratio. Both require uniform guidelines for banks and disclosure.

There’s no question that that banking industry owes a solid to government policymakers for bailing them out of the crisis. What’s still much in dispute is whether the Dodd-Frank Act and the various other salves that have been applied to stave off another calamity will work as intended.

Moving to an expected-loss framework would be a step in the right direction but entails a great deal of subjectivity, model risk and confusion for investors trying to compare institutions.

Regulators have designated Prudential Financial Inc. as a risk to the financial system. The Newark, N.J.-based company is the third nonbank firm given the SIFI label.

We need to encourage women to disrupt the status quo and take jobs in uncharted territory, like those in risk management, social media, mobile banking and big data analytics.

Jim Jerving shares why credit unions need to find more ways to say "yes" to more small loans.

Jeff Bartlett, head of ConsumerTrack.com, explains why it is time to invest in "mobilizing" websites.

A study by The Clearing House Association found that a proposed leverage ratio would force banks to raise $200 billion in capital or shed roughly $3.7 trillion in assets. The study also found that the leverage ratio would be a binding capital rule for two-thirds of big-bank assets.