PayThink

The Federal Reserve appeal of a judge's decision invalidating its interchange fee cap forestalls the prospect of a substantial cut in bank’s debit card revenue.

Bankers and other lenders are pressing the Consumer Financial Protection Bureau to delay implementation of its "qualified mortgage" rule, but the agency has given no signal it will delay the Jan. 10 deadline.

The close vote, however, shows just how dissatisfied folks have become with the opaque and inconsistent RWA system.

The recent court ruling on debit interchange fees should remind the payments industry how harmful the Durbin amendment is.

Consumers deserve the kinds of high quality, widely accessible savings, credit and payments products and experiences that are critical ingredients in the recipe for financial health.

Convenience for the receiver will ultimately drive mass adoption of P2P payments and give financial institutions that deploy this service a competitive advantage.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The spectrum of gift cards provides a great deal of diversity. CUs need to tie the cards to a credit union account to foster mutually beneficial long-term relationships.

It is time for the U.S. to take the lead in having the safest and soundest banks, rather than to strive toward the lowest common and detrimental denominator.

State and federal regulators appear to be orchestrating a series of actions to force financial institutions and third-party payment processors to stop doing business with certain online consumer installment lenders.