PayThink

Community bankers must adjust to new mortgage rules the Consumer Financial Protection Bureau issued on Thursday.

Recognition by a market-based standards organization such as ISO, in the form of a three-letter code, would set the stage for increasing market depth and liquidity of bitcoin trading — in turn facilitating overall consumer and merchant adoption.

Credit Union Journal's Frank Diekmann discusses the future of mobile, generating media coverage, and more.

Michael Faughnan, managing director of fixed-income strategies at First Empire Securities, discusses how credit unions can avoid "one dimensional" investments.

Scott Sullivan, CEO for the Nebraska Credit Union League, explains how to keep collaboration from being just a buzzword and put it into action.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Federal Reserve Board announced plans to collect $440 million in fees from 70 companies for increased supervision by the agency.

Nowhere has the piecemeal approach to postcrisis regulation been more apparent than with the CFPB's Qualified Mortgage rules and its aggressive stance on the fair-lending doctrine of disparate impact.

During a hearing Wednesday, U.S. District Judge Richard Leon suggested that the Federal Reserve Board set a cap on swipe fees too high under the Durbin Amendment, a provision in the Dodd-Frank Act, and stated banks might be forced to rebate potentially billions of dollars to merchants in "overcharges."

In preparation of the mortgage rules due to take effect next year, the Consumer Financial Protection Bureau released updated exam procedures on Thursday.