PayThink

"An Alternative Plan to Fix TBTF: Lay Big Banks' Subsidy Bare" (July 25), on Professor Cornelius Hurley's plan to account for implicit government subsidies, is an important contribution to the conversation on how to end Too Big to Fail.

Relief bills are gaining momentum in Congress, leading many community bankers' to believe their regulatory burdens will ease by yearend.

Federal regulators issued proposed guidance to help mid-tier banks comply with stress test requirements this October.

People tend to remain loyal to bankers and banks they know, like and trust. Whether or not we fit that description is entirely up to us.

The best way to judge a mobile wallet's potential is to see how it handles failure.

The leaders of the Securities and Exchange Commission and Commodity Futures Trading Commission were pressed by lawmakers on Tuesday about their progress implementing new rules under the 2010 Dodd-Frank Act.

Lending margins on commercial and industrial loans are thin and getting thinner. To keep them profitable, community bankers must make sure to maximize other opportunities with customers and minimize costs.

Making a significant difference to the cost base of payments could make a significant difference to the bank overall.

A new self-regulatory organization for crypto-currencies could do a lot to advance the industry, but risks becoming co-opted by the government and undermining the core value proposition of digital cash.

Smart employers know there are no bounds on talent that are defined by race, gender, ethnicity or sexual orientation.