PayThink

Making a significant difference to the cost base of payments could make a significant difference to the bank overall.

A new self-regulatory organization for crypto-currencies could do a lot to advance the industry, but risks becoming co-opted by the government and undermining the core value proposition of digital cash.

Smart employers know there are no bounds on talent that are defined by race, gender, ethnicity or sexual orientation.

Interchange, the new PaymentsSource blog, is the new destination for industry opinion and debate. Learn how to become a part of the discussion.

The federal complaint against Castle & Cooke Mortgage issued by the Consumer Financial Protection Bureau looks to be the first of many enforcement actions taken against mortgage originators for failing to follow new loan officer compensation rules.

Some notes from around the world, or at least a world as large as the inside of the Ottawa Convention Center, where WOCCU recently held its World CU Conference.

Edward Speed, a recently retired CEO of a $2 billion-asset credit union, explains why rigid operations kill front-line performance.

Ron Schmidt, CPA, with CBS Certified Public Accountants LLC, explains why an audit is about more than just the numbers.

Modern banking exposes our financial system to considerable risks. Government attempts to contain these risks exacerbate them. Here’s a proposed alternative: A “Depositary” that stores money for a fee without lending.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.