PayThink

Three years after the passage of the Dodd-Frank Act, regulators are quick to assent with one another on one thing: coming to an agreement over joint rules has become quite the obstacle.

Identity management and trust in the online world may be the new business of banking.

Two new bills in Congress would undermine Dodd-Frank’s ability-to-repay rule and recreate incentives for lenders to steer families into high-risk, high-fee loans they do not understand and cannot afford.

The startup scene offers a glimpse into what the future of banking services will look like.

The bank of the future is a humanizing bank, where the focus is on relationships, intimacy, depth, and human connection – supported by technology.

Both Federal Reserve Board Chairman Ben Bernanke and Treasury Secretary Jacob Lew spoke this week on how long it would take U.S. regulators to end "too big to fail" and to implement Dodd-Frank.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Innovations from nonbanks will need a platform to provide distribution and the ability to scale quickly. Smart bankers will partner with startups to provide together what neither could do alone.

The U.S. Government Accountability Office has agreed to Sen. Mike Crapo's July 2 congressional request to examine the data collection efforts at the Consumer Financial Protection Bureau.

An emphasis on capital to the exclusion of all else is, at best, misleading and, at worst, harmful to the banking business model.