PayThink

Companies that create goods or enhance existing services are seen as innovative and responsive. Businesses that impose fees without adding value often wind up paying a reputational price.

Regulators are challenging banks’ relationships with disfavored businesses, citing the endlessly adaptable concept of reputation risk rather than law or regulation.

An explicit guarantee is better than the implicit one Fannie and Freddie had. But a more fundamental approach is to demand that financial actors internalize and capitalize the risks themselves.

Throughout America's Credit Union Conference this week, participants will see wide and varied reference to two crucial initiatives CUNA is currently pursuing: Unite for Good and Don't Tax My Credit Union.

It's a semi-well known piece of Americana that one of the so-called forefathers of this country, John Adams, had predicted that July 2nd was destined to be a great American holiday, and that people nearly 250 years later would be saying things like, "Lit up like Second of July fireworks."

Every now and then someone adds his or her two cents to a concept and inadvertently creates what could be a million-dollar idea.

Goldman Sachs, one of the owners of a newly designated “minority bank,” has a history of discriminatory behavior.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

Three federal agencies are competing for the gold medal in a "regulatory Olympics" over deposit advances. Their proposals would severely constrain banks from offering valuable products and assisting customers.

Leverage measures, which can zigzag with sudden inflows or outflows of deposits, should be viewed as a backstop to risk-based capital measures, not as a primary capital constraint.