PayThink

Research indicates education from a counselor who helps homeowners understand the terms of their mortgages should be part of the formula for sustainable homeownership.

John Bogush, EVP with Alexander Proudfoot, explains how an emphasis on human cpital can pay off for credit unions.

There was a striking contrast about credit unions on full display last week that might be best summed up as "There are a lot more than one way to grow."

The constant pillorying of banks can hardly inspire public confidence in them. Regulators should focus, instead, on peer comparisons and the encouragement of effective policies and procedures.

A recap of the informed opinions (and the discussions they generated) on BankThink and AmericanBanker.com this week.

Rising rates can expose lurking dangers across the industry.

The Consumer Financial Protection Bureau released exam guidelines on how the bureau plans to enforce the recently released mortgage rules.

Lowering overhead (relative to assets) would be a powerful motivator for a bank to get big, fast. But the savings just aren't there.

As the government banishes home loan products deemed unsuitable for most borrowers, why does it continue to backstop one that’s pitched to aging seniors – mainly by nonbank lenders?

It's not just the anonymity. Like cash and Bitcoin transactions, Liberty Reserve transfers were non-reversible, and that's important to certain merchants.