PayThink

The most effective housing reform would let the GSEs do what they do best: act as a conduit for private capital to enter the residential lending market.

As much as David Fiderer and others try to defend the GSEs and the policies that drove them into insolvency, the taxpayers who bailed them out are unlikely to be fooled.

The tech company's new services represent a virtual slap in the face for the likes of banks and PayPal. If added to Google Glass, they potentially represent a knockout punch.

Advance America responds to One PacificCoast Bank.

Until a mechanism to shut the biggest and baddest is well in place, the prospect of taxpayer bailout will distort financial markets and handicap competitors.

For all their analytic complexity, the Basel capital standards simplemindedly view each type of risk in isolation. In reality, an increase in one type of risk may lower another.

The swap execution facility regime in Dodd-Frank, once championed as the magic pill to cure the problems in the derivatives market, is turning out to be less potent than hoped.

Following ample debate over whether JPMorgan Chase’s CEO should lose his chairman title, there’s no clear indication of how Tuesday's shareholder vote will play out.

Use risk-based capital only as a supplement to a meaningful leverage test, combined with traditional judgment-based safety and soundness supervision.

Celeste Cook, founder and President/CEO of cuStrategies, LLC, gives nine ways to open doors for your credit union and how to keep them open for new opportunities.