PayThink

New reports from Fannie Mae and Freddie Mac show the value of a government guarantee on multifamily mortgages.

An analysis of FDIC data shows the leverage ratio did little to distinguish banks that have failed since 2008 from those that remained healthy.

The case for a national housing finance commission.

The debate to amend provisions of the Dodd-Frank Act is about to become heated as the House Financial Services Committee is scheduled to vote on nine derivatives bills today.

It's difficult to identify the victims of money laundering, other than the bank shareholders that must expend millions of dollars for the proactive compliance required as the state's deputized enforcers.

Developers should consider incorporating rewards and other tools such as receipt tracking in new mobile payment applications to promote broad adoption.

The federal government is now even more involved in the design, pricing, allocation and servicing of home mortgage credit than during the subprime lending debacle. Current proposals that call for government involvement would further entrench this situation.

When experiments in lending are properly organized and priced, they can be successful for borrowers and lenders of all income groups, even in tough times.

Frank J. Diekmann gives highlights and insights from CO-OP's THINK 13.

Peter Duffy, managing director with Sandler O'Neill + Partners, explains the Great Divide and how it hurts credit unions.