PayThink

The European trend to restrain CEO pay is gaining momentum in the U.S. It suggests the double-digit raises that American bank bosses have enjoyed the past few years may not last.

The technology fails to deliver a substantial difference in convenience for customers, resembling the struggles faced by the mobile payments industry.

Providers should link their products and services to information and tools that are relevant, timely, actionable and ongoing.

The Consumer Protection Bureau's final rule issued Friday is meant to explain how the agency would use its Civil Penalty Fund, which holds money collected as a result of fines against financial institutions.

Though the Brown-Vitter bill faces challenges from the Obama administration and from the leadership of both parties, it is likely to have an impact on the largest financial institutions either way, as some of the bill's central ideas may pass the opposition.

A payments startup that ignores Bitcoin in its strategic plan is like a publisher ignoring the Web in 1999.

A heightened regulatory focus may be a direct result of early positioning as a business distanced from the rest of the payments industry, which may be keeping more banks from offering prepaid products.

Building a nation of savers will keep more money in our economy, make responsible credit more accessible and improve resiliency when setbacks occur.

Bank Transfer Day not withstanding, not all the press for America's financial co-ops has been the kind of coverage you laminate and frame. In fact, because of BTD it could be argued that some media coverage of credit unions has been what might best be called "contrarian reporting," or coverage that seeks to run counter to the editorial tide.

M. Troy Freedman, attorney with Richard M. Squire & Associates, LLC, explains why hand-delivery is still king with legal documents.