PayThink

A heightened regulatory focus may be a direct result of early positioning as a business distanced from the rest of the payments industry, which may be keeping more banks from offering prepaid products.

Building a nation of savers will keep more money in our economy, make responsible credit more accessible and improve resiliency when setbacks occur.

Bank Transfer Day not withstanding, not all the press for America's financial co-ops has been the kind of coverage you laminate and frame. In fact, because of BTD it could be argued that some media coverage of credit unions has been what might best be called "contrarian reporting," or coverage that seeks to run counter to the editorial tide.

M. Troy Freedman, attorney with Richard M. Squire & Associates, LLC, explains why hand-delivery is still king with legal documents.

What Jim Jerving says about credit union branches.

Unrealistic capital requirements and strict deadlines would force megabanks to sell assets, removing their value from the U.S. and global economies permanently.

The Financial Stability Oversight Council, established by Title I of the Dodd-Frank Act, identified seven significant areas of concern on Thursday that policymakers need to address in order to contain threats to the U.S. financial system.

A system where ratings are assigned to a nationally recognized statistical ratings organization by an independent public utility offers the best shot at avoiding another secondary mortgage market meltdown.

People — and payment companies — are starting to take Bitcoin seriously.The decentralized virtual currency is overcoming its stigma as a fringe currency for illegal transactions and is stirring up consumer scrutiny of the practices of large payment providers. The payments industry is changing rapidly, but today the movement isn't about payments — it's about data.

After House Financial Services Committee Chairman Jeb Hensarling said on Monday that he would not allow Consumer Financial Protection Bureau Director Richard Cordray to testify on the agency's semi-annual report, Rep. Maxine Waters urged Hensarling to reconsider.