PayThink

Stakeholders have been offered more time from the Federal Reserve Board to weigh in on the proposal that would overhaul the way the U.S. central bank supervises foreign banks operating within the U.S.

A century and a half ago, the National Bank Act was born with a mission to promote a strong, vibrant national banking system. What it created was a dual banking system that has been meeting the changing needs of bank customers ever since.

Take the Federal Housing Administration out of HUD and put it under a commission. A self-funded, independent government corporation would be a major step toward comprehensive housing finance reform.

While lawmakers pulled us back from going over the fiscal cliff in January with a last-minute deal to buy more time, Congress and President Obama still must come up with a $1.2-trillion deficit-reduction package by March 1 to avoid sequestration cuts from kicking in.

The e-mail from the American Bankers Association earlier this month landed in the boxes of Senators, U.S. Representatives and their staff members with a thud.

What is the sound of one hand clapping? For Buddhists, it's a thorny, Zen question. For credit unions, it's the Washington Hilton Ballroom on Feb. 24,1998.

The individuals who comprise the NCUA board and their qualifications and experience are of primary concern to the entire credit union system. They are of critical importance to the overall health of the nation's credit unions.

Jay R. Murray, President and CEO of Mid-Atlantic Corporate, responds to Frank Diekmann's column on credit union trends.

When a single official has very great power over a small number of firms such as the megabanks, the result too often is regulatory capture.

Coinbase makes it simple to buy and sell bitcoins via a bank account, but plays only to the low-fee, frictionless nature of Bitcoin and fails to leverage its unique privacy aspects.