PayThink

There have been some new twists in the strange case of an alleged attempt to blackmail Mitt Romney for $1 million in bitcoins, raising additional legal questions about the digital currency.

The old concept of real interest rate return is virtually nonexistent. Banks face temptation to reach for extra yield by taking more risk.

The Dodd-Frank Act, sold to the public as the tamer of the Wall Street titans, may well end up having a disproportionate impact on smaller institutions, thanks to the costs of capital implications of being "not too big to fail" and the advent of the CFPB, writes Cato's Louise Bennetts.

The terms 'unbanked' and 'underbanked' perpetuate the erroneous notion that everyone needs a bank account and inhibit discussion of better ways to serve the financial needs of non-traditional consumers.

Comparable store growth is the core of any great retailer. If you cannot grow your existing stores, you do not deserve to expand.

A section of Dodd-Frank tells regulators not to rely on the credit agencies, so an OCC rule that goes into effect in January says banks can't use thos ratings to prove the value of their investments. The bank have to use some other source or do their own analysis. That could get costly.

In a new survey of executive compensation and benefits in the credit union movement indicates that Supplemental Executive Retirement Plans (SERPs) are an increasingly important component of a credit union’s chief executive officer total pay.

P2P/digital wallets are likely here to stay, and credit unions need to be mindful of potential solutions and how they can help credit unions add new members and forge stronger relationships with existing ones.

Chuck Bruen, CEO of First Entertainment believes the Technology Credit Union vote proves a lack of democracy.

True to his style, John Annaloro was too modest, but for those of us who had the privilege to work with him, his departure is a huge loss for credit unions.