PayThink

"Analytical, calm and unbiased," is how his former colleagues describe Steven Antonakes, the CFPB's associate director for supervision, enforcement and fair lending. And it's not just fellow regulators signing his praises, industry veterans view him as being constructive force.

House Financial Services Committee Chairman Spencer Bachus released a report arguing how the Dodd-Frank Act didn’t end too-big-to-fail policies. This comes on the heels of Barney Frank’s report arguing that it did.

The director selection model for too many U.S. banks does not reflect the industry's risk profile realities of 2012.

Regulators can solve the supersized bank problem by removing barriers to market forces. The most important step is to offset the implicit senior debt funding subsidy.

The Bipartisan Policy Center is launching Financial Regulatory Reform Initiative to evaluate the effectiveness of the Dodd-Frank Act.

We need more experts who can investigate what happened and identify the perpetrators of attacks rather than simply focus on protecting our critical infrastructure.

Student loan borrowers have been sharing their complaints with the CFPB, and the stories "bear an uncanny resemblance to problematic practices uncovered in the mortgage servicing business," says the agency's student loan ombudsman in a report to Congress.

Consistency and ample communication are the cornerstones of acquisition announcements. Compassion and reassurance to your new team members flow to your customers and the community.

And for the same reason those guarantees were limited and temporary – namely, moral hazard – TAG should not be extended.

Lenders and consumer advocates are critical of a probable CFPB compromise in which lenders get safe habor from ability-to-pay lawsuits for all "qualified mortgages" except for those with subprime interest rates.