PayThink

A bill in the Senate, which would require 13 more steps for new financial regulations, including a cost-benefit analysis, is drawing attention. The committe vote on it has been delayed until after the election, but there's a chance it could still move quickly.

The Federal Reserve announced an indefinite round of quantitative easing in hopes of improving the stagnant economy. Some feel the move may help the lagging job market, while others feel it illustrates Einstein's definition of insanity.

You can't write or say anything about Dodd-Frank these days without being accused of taking sides.

You can't write or say anything about Dodd-Frank these days without being accused of taking sides.

If housing continues to show signs of stabilization, it is possible that the FHA's mortgage insurance fund will not require a bailout. The agency's been smart lately, but also lucky.

Former FDIC chairman William Isaac and former Wells Fargo CEO Richard Kovacevich argue that had Dodd-Frank been in place before the mortgage crisis, the legislation would not have prevented it. What was really at lacking, they said in a CNBC interview, was regulatory leadership.

The courts' indecision as to whether whistle-blowers who report wrongdoing internally are protected by Dodd-Frank sends one clear message: Come forward at your own risk.

Regulators have a legitimate interest in overseeing activities that threaten a bank. But they should lay off bank affiliates and activities that pose no such threats.

"No financial institution's collapse could sink our economy"? Funny. "To accord nonbanks parity with banks, just regulate nonbanks more strictly"? Hilarious. But here's a real howler: "We have to go on subsidizing home building and financing."

The mother of the Consumer Financial Protection Bureau spent much of her recent prime-time performance accusing banks of dishonesty. Perhaps she should take a gander in the mirror.