Opinions

itBit, a Bitcoin exchange, looks to be gunning to go mainstream with an application for a New York trust charter and a lineup of prominent Washington backers including former FDIC head Sheila Bair.

As horrifying cyberattack scenarios grow more plausible, an American Bankers Association simulation of a hypothetical breach at a $10 billion-asset bank is designed to guide institutions through a set of crisis response steps.

In light of a recent op-ed about pawnbrokers denied banking services, it's worth reiterating that the FDIC encourages banks to assess individual businesses for risk rather than declining to provide services to entire categories of customers.

WASHINGTON — The Department of Justice has "hijacked" the Federal Housing Administration home loan program in efforts to punish lenders that don't make perfect loans, according to Quicken Loans chief executive Bill Emerson.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and from our social media platforms.

In another escalation of Quicken Loans' ongoing clash with the government, the Department of Justice on Thursday filed a lawsuit alleging shoddy underwriting by the company.

The proxy advisory firm Glass Lewis is urging Bank of America shareholders to vote to support a proposal that would force the nation's second-largest bank to fully disclose its lobbying expenses and activities.

House lawmakers approved two bills this week to foster greater information sharing between the private sector and government about cyber threats — and all eyes now turn to the Senate to see if legislation can finally be enacted.

WASHINGTON — The Federal Housing Finance Agency is sticking to its schedule and moving quickly to finalize proposed financial requirements for nonbank firms that service Fannie Mae and Freddie Mac loans.

Regulators recently penalized a mortgage firm for keeping a file of licensing-test questions to prep exam takers, the first public challenge to what is believed to be a hushed, but longtime, industry practice.