Opinions

Cash-outs accounted for 80% of mortgage refinances in the third quarter; state will accept bitcoin for business tax payments.

His knack for public policy, dedication to technological improvements once considered the province of big banks, and willingness to tear up a business model that he and his father built make him our top Best in Banking honoree.

Regulators have yet to issue a formal plan for updating the Community Reinvestment Act, but a list of questions about the reform effort issued by the Office of the Comptroller of the Currency has produced a treasure trove of public feedback.

Bank groups are pushing a variety of proposals to delay the loan-loss rule or soften its impact. The accounting standards board has agreed to review at least one of them — but at a pace that might not be fast enough for lenders.

Jelena McWilliams is responding to concerns from Republican members of Congress that FDIC staffers are discouraging banks from doing business with certain industries.

Readers react to trends in public banking, weigh potential changes for brokered deposits, consider oversight of foreign banks and more.

Love, a member of the House Financial Services Committee, was the only Republican member of the Congressional Black Caucus.

If the predictions prove correct, the benchmark rate would reach 3.50% by the end of next year.

Decades-old measures designed to rein in risky lenders are now preventing healthy banks from tapping crucial sources of funds.

Record bank profits could make it tougher to get more regulatory relief; banks monitoring older clients’ mental health.