Policy & Regulation

Fannie Mae executives are confident they can responsibly administer a new 3% down payment program to ensure it's an effective tool for increasing access to credit.

The Supreme Court has agreed to consider a case related to the use of disparate impact theory to charge organizations with discrimination under the Fair Housing Act. The case highlights a key problem with current interpretation of the statute: it ignores a basic statistical pattern that makes it hard to determine which practices would produce a better outcome for protected groups.

Well-managed banks have the opportunity to issue shares and strengthen their capital base before new requirements take effect and the markets adjust to a low-risk environment.

The Office of the Comptroller of the Currency closed Frontier Bank FSB in Palm Desert, Calif.

The Financial Stability Board's "total loss-absorbing capacity" proposal would require big banks to hold a minimum amount of capital and debt instruments to be used to shoulder the costs of a failure.

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WASHINGTON — Policymakers should consider changing rules that limit the amount of debt that holding companies can carry in order to exempt more community banks from the restrictions, a senior Federal Reserve Board official said Friday.

Regulators' patience is running thin for banks that continue to overindulge in leveraged loans despite repeated warnings from the agencies over the past two years.

The U.S. Postal Service's inspector general said Friday that it is seeking proposals from outside groups about possible postal banking services.

The state that forged a middle ground on payday lending serves as both a potential model and a warning sign for the Consumer Financial Protection Bureau.