Policy & Regulation

Some banks have transformed their loan portfolios with a focus on business borrowers, and made strides in profitability at the same time.

European Union antitrust regulators invited comments on Visa Europe Ltd.’s offer to cut “significantly” the fees it sets for processing cross-border credit-card payments in a bid to end an EU antitrust probe.

Citizens Bank of Kansas in Kingman has traded in its national charter for a state charter.

The House passed several derivatives bills that would roll back or modify provisions of the Dodd-Frank reform law, despite opposition by the White House and Democrats.

Regulators are focusing attention on ensuring community banks have proper security systems in place in the wake of a string of cyberattacks on megabanks.

In response to questions from Sen. Elizabeth Warren, SEC Chairman Mary Jo White said the current policy of seeking settlements is in the best interests of consumers and companies.

The nation's seven largest banks have earned an extension to push out their swap activities as required by the Dodd-Frank reform law by the Office of the Comptroller of the Currency.

A bipartisan bill to reform the mortgage finance system being crafted in the Senate has already drawn praise from a variety of stakeholders, but the effort is almost certain to meet strong resistance from House Republicans.

The Federal Deposit Insurance Corp. and Consumer Financial Protection Bureau have launched "Money Smart for Older Adults" with tips on preventing identity theft and other common scams and how to prepare financially for life events.

Law professor Saule T. Omarova is suggesting regulators require pre-market approval for complex financial instruments like derivatives to curb systemic risk in global markets. How effective would such a program be?