Policy & Regulation

Rep. Paul Ryan's budget plan, released Tuesday, renews attacks on the Dodd-Frank reform law and government housing policy.

An industry lawyer predicts enforcement actions against banks that allowed automatic withdrawals against their customers' expressed wishes.

Rep. Jeb Hensarling, chairman of the House banking panel, is asking whether the Fed can lawfully transfer funds to the CFPB if the agency is without a director.

Sens. Mark Warner, D-Va., and Bob Corker, R-Tenn., are asking Attorney General Eric Holder to clarify his surprising remarks last week about whether some institutions are too big to prosecute.

Reform efforts could result in a much smaller scope of permissible lending at the FHA, with a renewed focus on its traditional core of low-income customers, higher credit score requirements and increased down payments.

The most notable quotes from American Banker stories of the previous week. Readers are encouraged to add their own observations in the Comments fields at the bottom of each slide.

Attorney General Eric Holder's admission that some banks are effectively "too big to jail" continues to reverberate throughout the banking world, spurring a push-back from industry representatives and concern from House Financial Services Chair Jeb Hensarling.

The Comptroller of the Currency wants banks to hold more capital against mortgages in warehouse lending facilities, but small banks complain it could cripple a vital business.

Doug Bergeron will step down from his roles as CEO and a board member at VeriFone, effective March 12, the point of sale terminal maker said today.

Despite Republican claims to the contrary, the Consumer Financial Protection Bureau is accountable to lawmakers and the American public, Director Richard Cordray is expected to tell the Senate Banking Committee on Tuesday.