Policy & Regulation

By proposing to design regulations intended to shape state laws and practices, the FHFA is picking a fight with the states that will overshadow any economic benefit from risk-based pricing.

The law radically expands the power of the Fed and banking regulators. It gives the institutions that created the crisis more ability to cause bigger problems in the future, writes former chairman and CEO of BB&T John Allison.

Even those who don't agree with all five policy initiatives outlined in Andrew Haldane's paper should embrace the underlying theme: It is never too late to rethink basic problems and policy prescriptions, and achieve better economic outcomes.

Mortgage performance at national banks improved slightly in the second quarter, and seriously delinquent loans were at their lowest level in three years, the OCC said Thursday.

The law radically expands the power of the Fed and banking regulators. It gives the institutions that created the crisis more ability to cause bigger problems in the future.

In her new book former FDIC Chairman Shelia Bair argues that Treasury Secretary Timothy Geithner is to blame for the impression that the Dodd-Frank Act codifies too-big-to-fail policies.

While criticizing big bank bailouts, the former FDIC chairman highlights instances where small firms — including United Commercial Bank and ShoreBank — were closed even with alternatives available.

Two of the state attorneys general in the suit against Dodd-Frank are looking out for investor and creditor rights. The law's orderly liquidation authority "violates the Constitution's separation of powers, the Fifth Amendment's guarantee of due process, and the guarantee of 'uniform' bankruptcy laws," they write.

Interchange has become an ever-more important foundation for credit card lenders as loan portfolios tread water. This interactive graphic shows revenue yields and transaction volume data for large issuers.

WASHINGTON — Zions Bancorp., the largest bank remaining in the Troubled Asset Relief Program, repaid the last of its government funds to exit the program Wednesday, the Treasury Department announced.