Policy & Regulation

A number of analysts and attorneys are convinced that smaller banks will feel the effects of new rules associated with the Dodd-Frank Act.

The Federal Reserve Board and the Office of the Comptroller of the Currency issued announcements with respect to the mortgage consent orders stating that consumers who believe they were financially harmed during the mortgage foreclosure process by specific financial institutions in 2009 and 2010 can potentially receive compensation.

The Federal Reserve Board is continuing its mission to make the central bank more transparent by releasing senior officials' projections for the direction of monetary policy.

A judge in New York state court Tuesday delivered an important ruling in favor of mortgage-bond insurers in a case over mortgage-backed securities Countrywide Financial had insured by MBIA.

WASHINGTON — The Treasury Department would begin to collect fees from large banks on July 20 to fund the Office of Financial Research and Financial Stability Oversight Council under a proposal published Tuesday.

JPMorgan Chase’s CEO will have the misfortune of catching a significant amount of fallout from the MF Global mess.

Required by Congress to remove credit ratings from banking rules, regulators have devised a plan anchored in a Paris-based group's rankings that assign zero risk to most European government debt.

Ninety-two banks failed in 2011, well below the previous two years' totals. The list of what regulators call "problem banks" is shrinking. And the latest two bank failures were the first in nearly a month — the longest failure-free period in almost three years.

Michael J. Covatto, president of Unicredit America Inc. when the Erie, Pa. collection agency was accused of using a fake courtroom to intimidate debtors, is declining to answer questions about Unicredit's operations by invoking the Fifth Amendment.

How to handle hot deposits, when to be more forgiving of delinquent customers, why health care reform could yield new opportunities, what the heck is a transaction genome, and other things for bankers to think about in the new year.