Policy & Regulation

The overall level of current and performing mortgage loans fell slightly in the second quarter as early stage delinquencies ticked up, according to the latest mortgage metrics report.

Rep. Ron Paul will hold a hearing Tuesday on the results of the government's audit of the Federal Reserve's emergency lending programs introduced amid the financial crisis.

Boston Federal Reserve Bank president Eric Rosengren wants Fannie Mae and Freddie Mac to do more to refinance homeowners and address housing market problems.

Consumer statute lawsuits filed against collection agencies and creditors jumped to 530 in the first half of September, compared with 467 in the second half of August, according to data from U.S. District Courts.

Two early decisions on the post-Dodd-Frank preemption standard are wins for the banking industry, but both sides warn the battle is far from over.

The Treasury Department announced the last group of banks that will receive capital under the Small Business Lending Fund, which distributed more than $4 billion to 332 banks, falling far short of industry expectations.

A cloud is hovering over bankers due to the Durbin Amendment and its impending impact on their revenue. However, for bankers who focus on unique opportunities to grow their customer base, these regulatory changes coupled with emerging technologies can present a profitable silver lining.

The vast majority of companies continue to fall short of complying with the Payment Card Industry Data Security Standard during their initial audit, with 79% failing and only 21% getting a passing grade, contends a report Verizon Communications Inc. released Sept. 28.

A federal court has blocked enforcement of a new rule affecting subprime credit card issuers that the Federal Reserve Board established as a result of the Credit Card Accountability, Responsibility and Disclosure Act.

The Federal Housing Finance Agency offered four options for revamping the economics of mortgage servicing earlier this year. Now it's down to two sharply contrasting plans.