Report

Redefining banking in 2026 – beyond the core

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Banks are moving from full core replacements to composable, cloud‑native architectures that speed up product launches and cut operating costs. Jerry Silva is Program Vice President for IDC Financial Insights, leading the global financial services research programs across banking, insurance and capital markets. In this exclusive report with FIS®, he draws on 40+ years of experience to share his insights.

Read the insights report based on an exclusive chat between IDC and FIS to understand how data, AI/ML, automation and real‑time payments are transforming personalization, risk management and operational efficiency, plus what it takes to execute successfully – from cybersecurity and governance to migration road maps and workforce upskilling. It's a must-read for all bank executives.