Fraud has evolved alongside real-time payments, creating new challenges for banks and credit unions. As money moves instantly across multiple rails, fragmented data and siloed systems make it harder to detect fraud before funds are gone. New American Banker research, sponsored by Plaid, examines how financial institutions are adapting their fraud prevention strategies by combining AI, network intelligence and unified customer data to identify threats faster while improving the customer experience.
In this report, you'll discover:
- Why real-time payments are changing the fraud landscape
- What's preventing institutions from stopping fraud before funds move
- How unified intelligence improves fraud detection across payment rails
- Why network data and AI are becoming essential fraud-fighting tools