Retail & Commercial

Mortgage denials in 2013 were comparable to those recorded a decade ago, analyses of HMDA data show, challenging perceptions about how easy lending really was during the era of "pulse" loans and "fog-a-mirror finance."

The sharp nationwide drop in gas prices is allowing more U.S. consumers to stay current on their debts, according to a new report from the American Bankers Association.

Home BancShares in Conway, Ark., has named a new chief for its banking unit.

Banco Santander, Spain's largest bank, is considering a multibillion-euro capital increase, people with knowledge of the matter said.

An index of late-payment rates hit a record low in the third quarter, as consumer spent less to fill their gas tanks.

The $8.9 billion-asset company said in a statement provided to American Banker on Wednesday that it plans to use the capital to support future growth.

Leaders of smaller banks optimistic about the growth prospects of small-business loans in 2015, but they are equally worried about increased competition from larger banks, nonbanks and credit unions.

President Obama is expected to announce a half-percentage-point reduction in the Federal Housing Administration's annual premium during a housing policy speech Thursday in Phoenix.

The founder and chairman of 1st Century Bank in Los Angeles has been named to chair the city's tourism and convention board.

The financial crisis scarred many Americans. Now that they have given themselves permission to spend again, they will do so responsibly.