San Joaquin Bancorp in Bakersfield, Calif., and its bank subsidiary must improve liquidity, board oversight, credit risk management, and loan policies and reviews under an agreement with regulators.

Click here for the top 150 community banks and thrifts ranked by ROA and here for the top 150 community banks and thrifts ranked by return on average equity.

A founding director of Yadkin Valley Financial Corp. in Elkin, N.C., has resigned over its pending deal to buy American Community Bancshares Inc. in Charlotte.

New Frontier Bancorp had hoped to be announcing its rescue last week.

Two top executives have left a struggling correspondent bank in Atlanta.

MIDWEST

For University Bancorp of Ann Arbor, Mich., innovation and rapid growth have taken a regulatory toll.

Guaranty Financial Group Inc. in Austin has a May 21 deadline to raise capital or start looking for a buyer.

Sun Bancorp Inc. in Vineland, N.J., said Wednesday that it has returned the government capital it had received three months ago.

Now this is capitalizing.

FCB Florida Bancorp. Inc. in Orlando has agreed to buy $110 million-asset Anderen Financial Inc. in Palm Harbor, Fla., for an undisclosed amount.

WSB Financial Inc. in Bremerton, Wash., has warned that its survival is in doubt.

With more than half of its loans now nonperforming, Corus Bankshares Inc. of Chicago said Wednesday that the company's auditors have issued a warning about its ability to survive.

Capital Funding Bancorp Inc. in Baltimore said Tuesday that it had agreed to buy AmericasBank Corp. in Towson, Md., for an undisclosed cash sum.

With its credit problems deepening, Old Second Bancorp Inc. of Aurora, Ill., is slashing expenses and its dividend in an attempt to return to profitability and boost its tangible common equity ratio.

Sterling Bancorp of New York announced a deal Monday that it said would "substantially expand" its asset-based lending business.

The 10 largest portfolios of home equity loans at community banks. (To see the full ranking of 150 community banks by home equity loans, click here. To see how credit unions stack up, click here.)

With its survival on the line, CIB Marine Bancshares Inc. in Pewaukee, Wis., said it is willing to extend the deadline for investors to vote on a proposed restructuring of its trust-preferred securities.

First Community Bancshares Inc. of Bluefield, Va., plans to make its second acquisition in North Carolina in less than a year.