Consumer banking MasterCard Sees Silver Lining in Durbin Debit Cap Published May 3, 2012 11:06 AM | Updated February 10, 2020 10:48 AM 2:19 Facebook Twitter LinkedIn Email The much-derided Durbin Amendment capping debit interchange fees lifted the number two card payment network in the first quarter. At Visa, Durbin was a drag that the industry leader successfully overcame.