Marketplace lending Regulating Small-Business Lenders Published September 14, 2015 5:26 PM | Updated February 10, 2020 10:43 AM 2:05 Facebook Twitter LinkedIn Email Brayden McCarthy and Jared Hecht of Fundera argue that the Small Business Borrowers' Bill of Rights, a self-regulatory document written by online small-business lenders, should serve as a template for future government regulation of the sector.