Law and regulation Why Bank Customer Due Diligence Requires Skin in the Game Published February 4, 2015 12:00 PM | Updated February 10, 2020 10:43 AM 3:56 Facebook Twitter LinkedIn Email Stephen Platt, regulatory investigations consultant and author of "Criminal Capital: How the Finance Industry Facilitates Crime," explains his misgivings about the idea of a shared know-your-customer registry for the industry.