Everyone's talking about AI in lending, but few are being straight about what actually works. This executive panel brings together underwriting, data, and CX leaders for an honest conversation on where AI is genuinely moving the needle in credit decisions, and where it's introducing risk nobody's pricing in yet.
On the agenda:
- Where underwriting still leaves money on the table: false declines, mispriced risk, and who's getting overlooked
- The real bottleneck: is it better models, or the data infrastructure and governance around them?
- Explainability under pressure: why generative AI collides with fair lending and adverse action requirements
- Where to draw the line between AI and human judgment in the customer journey
- What to build now: the capabilities lenders shouldn't wait to start on
Plus: a rapid-fire lightning round on the most overhyped (and underhyped) AI use cases in lending today.