The question in the lending world has shifted from "whether" to engage in cash flow underwriting to "how?" When half of American households are living paycheck to paycheck and buy now pay later on the rise, traditional credit data just doesn't tell the whole story anymore.
Enter cash flow underwriting—a transformative approach that allows lenders to expand approvals without increasing risk while offering more competitive terms — even during economic downturns. But unlike traditional credit scoring, cash flow analytics requires specialized infrastructure and implementation strategies, making the transition to this model more complex.
So, how can financial institutions implement cash flow underwriting that delivers improved lending outcomes while effectively managing risk in uncertain economic conditions?
That's why in this exclusive virtual roundtable, we'll dive into:
- Why cash flow analytics provides that critical in-the-moment lens lenders desperately need during economic volatility
- How low-code and no-code solutions make implementation accessible for all institutions
- Practical acquisition and real-time account monitoring strategies
If you're looking to differentiate your lending portfolio while managing risk in uncertain times, join this virtual roundtable conversation about the future of credit decisioning to get your questions answered.
