Kate Berry

Kate Berry is American Banker's consumer finance reporter. She has been a reporter at the Orange County Register, the Associated Press and Dow Jones Newswires. She began her media career as a clerk at the New York Times.

Recent Stories From this Author

Emerging Strategies for Lending Outside the 'Qualified Mortgage' Box
October 1, 2014 Lenders desperately want to make potentially lucrative home loans to those with less-than-stellar credit, but only a few are...

Fannie, Freddie Need Third-Party Tests of Compliance: Watchdog
September 25, 2014 The regulator of Fannie Mae and Freddie Mac should require banks and mortgage lenders to obtain independent, third-party tests...

Five Quick Takeaways from the Latest HMDA Data
September 24, 2014 In the coming months, banks, mortgage lenders, consumer advocates and policy wonks will be slicing and dicing the latest Home...

Banks Seek Exit from Robo-Signing Enforcement Order
September 18, 2014 At least two mortgage servicers say they are close to being released from an OCC enforcement order that required 14 of the...

Watchdog Releases Scathing Report on Fannie, Freddie Putback Plan
September 16, 2014 Banks and mortgage lenders may have received too much relief from loan buybacks, putting taxpayers at greater risk for losses,...

Quality Control, Once Seen as Costly, Now Saves Lenders Money
September 10, 2014 New regulatory and investor compliance requirements have put a renewed emphasis on quality control measures. But lenders are...

FHA Wants Fewer Defects, More Low-Credit-Score Loans
September 9, 2014 The Federal Housing Administration wants lenders to make fewer mistakes when writing mortgages for the government insurance...

Unlikely Bedfellows Create 15-Year Loan for Low-Income Borrowers
September 7, 2014 A conservative housing critic and liberal consumer advocate have created a 15-year home loan for low-income borrowers to build...

Mortgage-Heavy Banks Fight for Higher Stock Valuations
September 2, 2014 Banks with large mortgage operations are struggling with lower profit margins, detrimental fair-value accounting rules and new...

Moody's Downgrades Ocwen Servicer Rating, Citing Regulatory Risks
August 29, 2014 Moody's Investors Service downgraded two servicer ratings for Ocwen Loan Servicing, reflecting additional scrutiny by...

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