Kate Berry

Kate Berry is American Banker's consumer finance reporter. She has been a reporter at the Orange County Register, the Associated Press and Dow Jones Newswires. She began her media career as a clerk at the New York Times.

Recent Stories From this Author

Quality Control, Once Seen as Costly, Now Saves Lenders Money
September 10, 2014 New regulatory and investor compliance requirements have put a renewed emphasis on quality control measures. But lenders are...

FHA Wants Fewer Defects, More Low-Credit-Score Loans
September 9, 2014 The Federal Housing Administration wants lenders to make fewer mistakes when writing mortgages for the government insurance...

Unlikely Bedfellows Create 15-Year Loan for Low-Income Borrowers
September 7, 2014 A conservative housing critic and liberal consumer advocate have created a 15-year home loan for low-income borrowers to build...

Mortgage-Heavy Banks Fight for Higher Stock Valuations
September 2, 2014 Banks with large mortgage operations are struggling with lower profit margins, detrimental fair-value accounting rules and new...

Moody's Downgrades Ocwen Servicer Rating, Citing Regulatory Risks
August 29, 2014 Moody's Investors Service downgraded two servicer ratings for Ocwen Loan Servicing, reflecting additional scrutiny by...

Tozer Says Watchdog's Criticisms of Ginnie Are Actually Positives
August 28, 2014 Ginnie Mae President Ted Tozer took issue with a government watchdog report that criticized both his agency and the...

Bank of America's Next Big Countrywide Problem
August 27, 2014 The Charlotte, N.C., bank has lost more than $60 billion on its acquisition of Countrywide, including the cost of last week's...

GSEs, Ginnie Overlooked 'Red Flags' in TBW Fraud Scheme: Watchdog
August 25, 2014 Fannie Mae, Freddie Mac and Ginnie Mae all overlooked warning signs about Taylor, Bean & Whitaker that make them partly to...

Moynihan's Next Act: Fixing B of A's Business
August 21, 2014 Brian Moynihan has been in charge of Bank of America for nearly five years, and he has spent most of that time in lawyer mode,...

Force-Placed Insurance Kickbacks Still Alive
August 18, 2014 The Federal Housing Finance Agency banned banks and mortgage servicers from accepting commissions on force-placed insurance...

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