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Kate Berry

Kate Berry is American Banker's consumer finance reporter. She has been a reporter at the Orange County Register, the Associated Press and Dow Jones Newswires. She began her media career as a clerk at the New York Times.

Recent Stories From this Author

Nonbank Mortgage Lenders Livid Over FHFA Watchdog Report
July 22, 2014 Independent mortgage lenders are concerned that regulators will use the report as an excuse to raise minimum net worth...

B of A Puts Countrywide Vet in Charge of Mortgage Lending
July 21, 2014 In another reshuffling of its mortgage ranks, Bank of America has promoted D. Steve Boland, who joined the company through the...

Nonbank Loan Sales to GSEs Skyrocket, and So Do Risks: Watchdog
July 16, 2014 Nonbank mortgage lenders pose greater risks to Fannie Mae and Freddie Mac because they have limited government oversight and...

Two Clashing Takes on the Future of Commercial Lending
July 16, 2014 Bank of America executives downplayed expectations about commercial lending and warned about the dangers of lowering prices to...

Small Banks May Soon Get a Leg Up in Mortgages from Ginnie, FHLBs
July 14, 2014 The Federal Home Loan Bank of Chicago is launching a pilot program soon to buy home loans and issue Ginnie Mae securities. The...

SunTrust Shows Some Banks Still Willing, Able to Buy Servicing
July 3, 2014 As interest rates rise and loans become more likely to stay on the books, more banks may show up on the buy side of the market...

'1,000 Shades of Non-QM': Home Lenders Court Niche Borrowers
July 1, 2014 Lenders hope to earn bigger profits by originating loans that fall outside the qualified mortgage guidelines, for which they...

Servicers' Rapid Growth Poses Danger to GSEs, Watchdog Warns
June 30, 2014 A nonbank mortgage servicer that took on more loans than it could handle ended up delaying payments to Fannie Mae and Freddie...

Mortgage Lenders Err on Side of Caution with Broker Fees Under QM
June 24, 2014 Wholesale lenders are capping broker compensation at 2.75%, below the CFPB's 3%, adding another "overlay" above and beyond...

FHFA Should Sue Banks on Force-Placed Insurance: Watchdog
June 24, 2014 Fannie Mae and Freddie Mac suffered "significant financial harm" from "excessively priced" force-placed insurance, an...

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