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JUL 22, 2010 6:25pm ET

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The Debit Business Overhaul: Interchange, Overdraft, Exclusivity
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2Q Results

Paydowns Are Cutting Credit Costs But Trimming Lending Volume

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Loan repayments surged at a handful of midsize banks last quarter, improving credit quality but exacerbating the banking industry's biggest headache — sluggish lending.

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