While mobile is top of mind for the banking industry and many institutions have entered the fray, many bank leaders continue to take a limited view of mobile’s potential. TCS explores this topic using the results from a recent survey of the American Banker Executive Forum, which is a select panel comprised of senior banking executives.

Read this whitepaper and learn how your financial services organization can use analytics to understand customer profitability and lifetime value across all products and business lines.

Modernizing core systems helps banks expand into new geographies and customer segments such as Generation Y, improve customer service and have a competitive edge.

Many banks become entangled in the core banking system selection phase, misdirecting scarce resources and resulting in poor choices. Decision makers must fixate unwaveringly on criteria with the highest bank impact.

Small businesses are a sweet spot for mobile banking, agreed participants of this roundtable, sponsored by AT&T and produced by SourceMedia. Small-business owners are moving money, accepting checks, keeping track of their cash flows and disbursing funds, often while on the road or in the air. So it makes sense that they favor many of the features that come with mobile banking -- alerts, money-transfer capabilities, and the ability to deposit checks by sending digital pictures. Read more on this top-of-mind subject that was discussed by a roundtable of senior executives that share their ideas and solutions.

IBM Rational and IBM Tivoli solutions for enterprise architecture, PPM, ALM, and software delivery automation can help improve the likelihood of success due to business changes such as mergers, acquisitions, and divestitures of financial services institutions.

The resurgence of credit spending in the United States is largely due to the resuscitation of consumer spending, while the steady growth in debit and prepaid is primarily a result of their taking share from cash and checks. Read this MasterCard white paper for data and analysis that explain these shifting payment dynamics.

This white paper focuses on why analytics should be front and center at helping banks detect and prevent fraud – especially given the continued growth of cybercrimes that are increasingly elaborate and international in scope. Behavioral analytics that support real-time decision making at the time of transaction can go a long way toward flagging and stopping suspicious transactions before criminals cash out. When these measures are applied on a continuous basis and everyone is aware of their existence, methods and models of evaluation become more preventive in nature.

In speaking with more than 30 case management references across the US and Europe as part of the research for this Forrester Wave, we found a clear recognition that older process automation approaches based on traditional mass production concepts no longer fit an era of people-driven processes.

As the economy starts to recover, government agencies are under increased pressure to streamline their processes, reduce costs, and improve citizen services with fewer and fewer resources. With change as the driver, government agencies of all sizes are charged with balancing needs with greater demand and complexity to keep government moving.

This white paper, based on survey results from the Economist Intelligence Unit, shares the progress financial institutions have made over the past year on risk management reform – and their concerns about moving forward. The paper also addresses the resources and skills needed to break down the main barriers to effective risk management. A turbulent global economy has made 2011 another challenging year for risk managers, but that’s nothing compared to the dangers of complacency if financial institutions don’t see the escalating urgency to revamp, standardize and strengthen their enterprise risk programs.

This white paper looks at the typical budgeting and planning processes in banking, and provides some ideas on how to make collaboration between risk and finance more integrated. Insight into how financial institutions can automate many of the manual processes is also described, as well as how the use of analytics helps alert banks to unexpected variances in forecasted economic indicators.

In the rapidly evolving market for financial services and products, addressing key business, regulatory and technological challenges requires a robust IT infrastructure and an effective transformation of your core systems and applications. IBM Rational provides a solution to accelerate your transformation effort through four entry points within your core systems, which can help reduce risks and accelerate time to market.