Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

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Banks and Thrifts with the Highest Adjusted Nonperforming Loan Ratios

Banks and Thrifts with the Highest Adjusted Nonperforming Loan RatiosOn March 31, 2014. Dollars in thousands
Published October 2, 2014

Rank   Parent
company
Type
of institution
Adjusted nonperforming
loan ratio*
Nonperformers** Net
chargeoffs†
Assets
March 31 Year earlier
1 Eastern Savings Bank FSB Hunt Valley, Md.   savings bank 54.73 48.71 $137,524 0.83 $421,008
2 NRBC Holding Corp. Chicago   BHC 48.04 33.56 382,808 1.47 1,018,289
3 State Central Bank Bonaparte, Iowa Logan Investment Corp. commercial bank 36.66 27.73 14,768 7.24 65,571
4 Eastside Commercial Bank Conyers, Ga. Eastside Commercial Bancshares Inc. commercial bank 30.18 41.48 32,773 5.48 169,021
5 American Metro Bank Chicago American Metro Bancorp Inc. commercial bank 30.00 25.81 13,765 0.03 63,746
6 Liberty Bank Salt Lake City   commercial bank 29.45 25.42 1,344 -0.09 9,026
7 Georgia Bancshares Inc. Peachtree City   BHC 28.03 24.78 58,084 0.13 310,667
8 Beach Community Bancshares Inc. Fort Walton Beach, Fla.   BHC 27.71 23.74 111,673 0.52 561,451
9 First CornerStone Bank King of Prussia, Pa.   commercial bank 25.83 19.65 17,590 -0.02 131,255
10 Georgia Primary Bank Atlanta   commercial bank 24.87 27.63 31,652 -0.05 175,623
11 Golden State Bank Upland, Calif.   commercial bank 23.66 11.10 13,691 0.04 92,223
12 First State Bank Danville, Va.   commercial bank 23.37 5.54 6,855 0.42 39,357
13 WestSide Bank Hiram, Ga.   commercial bank 22.38 28.87 15,953 1.29 116,307
14 Wilmington Savings Bank Ohio   savings bank 22.25 25.82 22,484 5.53 127,300
15 Cecil Bank Elkton, Md. Cecil Bancorp Inc. commercial bank 21.44 14.08 49,222 0.07 361,988
16 Capitol City Bancshares Inc. Atlanta   BHC 20.80 18.73 43,092 1.17 283,801
17 Gwinnett Community Bank Duluth, Ga. Community Financial Holding Co. Inc. commercial bank 20.68 21.68 53,496 0.42 410,271
18 CenTrust Bank Northbrook, Ill. United Community Bancshares Inc. commercial bank 20.56 26.87 7,645 3.72 62,643
19 Liberty Shares Inc. Hinesville, Ga.   BHC 20.12 19.48 67,499 0.18 586,349
20 South Carolina Community Bank Columbia SCCB Financial Corp. commercial bank 20.10 22.95 9,115 0.20 67,412
21 Anchor Commercial Bank Juno Beach, Fla.   commercial bank 20.01 21.19 13,655 0.10 104,954
22 Independent Bankers' Bank of Florida Lake Mary Bankers' Bancorp. of Florida Inc. commercial bank 19.41 21.64 18,843 -0.26 177,031
23 First Southern Bank Patterson, Ga.   commercial bank 18.86 17.81 11,764 0.03 91,128
24 FirstSecure Bank and Trust Co. Palos Hills, Ill. Community Holdings Corp. commercial bank 18.84 16.88 6,491 0.00 53,189
25 Valley Bank of Nevada North Las Vegas   commercial bank 18.72 26.29 11,245 8.43 87,371
26 F&M Bank and Trust Co. Manchester, Ga. F&M Holding Co. Inc. commercial bank 18.58 9.93 9,768 0.44 75,692
27 TransCapital Bank Sunrise, Fla.   commercial bank 18.34 21.35 21,836 -0.40 176,554
28 Crown Bank Elizabeth, N.J.   commercial bank 17.94 17.22 68,574 1.14 499,228
29 Surety Bank Deland, Fla.   commercial bank 17.86 13.01 10,267 5.78 99,921
30 Porter Bancorp Inc. Louisville, Ky.   BHC 17.38 21.18 118,644 1.55 1,063,530
31 City National Bank of New Jersey Newark City National Bancshares Corp. commercial bank 17.29 19.27 27,486 -0.13 277,877
32 Citizens State Bank Kingsland, Ga. South Banking Co. commercial bank 17.23 18.83 6,861 2.71 59,551
33 Wawel Bank MHC Wallington, N.J. Wawel Financial Services MHC savings bank 17.18 10.45 7,968 0.70 82,392
34 High Desert Bank Bend, Ore.   savings bank 17.10 16.11 3,408 0.50 29,655
35 PNA Bank Chicago Polish National Alliance of the US of NA savings bank 16.99 17.59 14,590 -0.21 102,937
  Stonebridge Bank West Chester, Pa. Stonebridge Financial Corp. commercial bank 16.99 19.26 19,058 0.13 167,683
37 Frontenac Bank Earth City, Mo. Frontenac Bancshares Inc. commercial bank 16.92 11.81 33,815 -1.45 281,347
38 Bay Bank Green Bay, Wis. Bay Bancorp. commercial bank 16.74 9.76 8,610 0.35 80,532
39 Idaho Banking Co. Boise Idaho Bancorp commercial bank 16.35 15.43 9,863 1.64 102,087
40 First City Bank of Florida Fort Walton Beach Florida First City Banks Inc. commercial bank 16.31 21.47 23,444 0.22 237,340
41 Diamond Bancorp Inc. Washington, Mo.   BHC 16.20 6.81 84,211 0.62 686,697
42 Regent Bancorp Inc. Davie, Fla.   BHC 16.10 12.30 44,489 -0.07 365,060
43 OptimumBank Plantation, Fla. OptimumBank Holdings Inc. commercial bank 16.07 20.16 12,802 -0.02 132,607
44 Regal Financial Bank Seattle   commercial bank 16.00 21.38 12,014 -0.20 98,637
  Village Bank and Trust Financial Corp. Midlothian, Va.   BHC 16.00 15.94 45,338 1.03 449,599
  Providence Bank Alpharetta, Ga.   commercial bank 16.00 29.92 10,780 -0.03 121,864
47 Mutual Federal Bank MHC Chicago Mutual Federal Bancorp MHC savings bank 15.77 17.23 9,367 0.00 77,438
48 North Milwaukee State Bank Wis. North Milwaukee Bancshares Inc. commercial bank 15.42 12.40 8,696 6.93 81,061
49 Interamerican Bank FSB Miami   savings bank 15.33 16.02 25,861 0.00 221,660
50 Leaders Bank Oak Brook, Ill. Leaders Group Inc. commercial bank 15.28 14.67 44,227 0.20 355,722
51 Mechanics and Farmers Bank Durham, N.C. M&F Bancorp Inc. commercial bank 15.09 12.41 28,219 0.01 299,818
52 Pan American Bank Los Angeles   commercial bank 14.99 21.74 4,846 0.64 40,776
53 Prairie Community Bank Marengo, Ill. Marengo Bancshares Inc. commercial bank 14.85 15.60 11,519 2.06 112,400
54 Gateway Bank FSB Oakland, Calif. SK&LLWang LLC savings bank 14.65 12.59 18,324 0.23 217,842
55 Columbia Bank Lake City, Fla. First Columbia Bancorp Inc. commercial bank 14.47 15.27 15,379 1.21 186,095
56 CornerstoneBank Atlanta Cornerstone Bancshares Inc. savings bank 14.40 10.85 28,521 1.77 286,925
57 Monarch Community Bank Coldwater, Mich. Monarch Community Bancorp Inc. commercial bank 14.39 16.12 18,051 -0.02 181,962
58 Doral Financial Corp. San Juan, Puerto Rico   BHC 14.31 16.34 941,498 1.06 8,344,418
59 Spring Valley Bank Wyoming, Ohio SV Bancorp Inc. commercial bank 14.25 13.66 6,483 1.94 73,818
60 Pinnacle Bank Orange City, Fla. Pinnacle Bank Holding Co. Inc. commercial bank 14.14 23.13 13,128 2.77 166,680
61 1st Advantage Bank St. Peters, Mo. Banc Investors LLC commercial bank 14.12 13.02 8,492 0.34 76,847
62 Turtle Mountain State Bank Belcourt, N.D.   commercial bank 14.09 0.01 2,387 0.00 28,850
63 Columbia Savings and Loan Association Milwaukee   savings bank 14.07 11.27 2,723 0.00 23,995
64 Tennessee State Bancshares Inc. Pigeon Forge   BHC 13.95 13.15 54,662 2.33 653,573
65 International Finance Bank Miami   commercial bank 13.86 15.75 33,872 0.02 346,582
66 Home Loan Investment Bank FSB Warwick, R.I. Prospect Financial Corp. savings bank 13.73 15.79 24,017 0.40 205,828
67 First Tuskegee Bank Ala. Birthright Inc. commercial bank 13.58 25.90 4,053 0.70 58,294
68 Hometown Bank of the Hudson Valley MHC Walden, N.Y. Hometown Bancorp MHC savings bank 13.56 11.69 15,929 1.76 136,809
  Securant Bank & Trust Milwaukee Capital Commerce Bancorp Inc. commercial bank 13.56 15.39 18,126 3.72 187,826
  West Pointe Bank Oshkosh, Wis. West Pointe Bancshares Inc. commercial bank 13.56 21.53 30,353 -0.13 282,364
71 ProBank Tallahassee, Fla. Pro Financial Holdings Inc. commercial bank 13.52 12.54 4,329 1.02 52,318
72 Bank of Eastman Ga. Magnolia Bankshares Inc. commercial bank 13.41 13.09 16,059 0.52 193,834
  Community 1st Bank Las Vegas N.M. FNB Financial Corp. commercial bank 13.41 10.32 11,147 0.83 146,144
74 Legacy State Bank Loganville, Ga.   commercial bank 13.30 17.14 5,232 -0.04 71,436
75 Champion Bank Parker, Colo.   commercial bank 13.20 22.75 6,391 -0.22 62,613
76 Northside Bank Adairsville, Ga. Northside Bancshares Inc. commercial bank 13.03 13.01 11,630 0.76 134,380
77 Superior Bank Hazelwood, Mo. Superior Bancshares Inc. commercial bank 13.01 15.56 2,369 0.43 27,995
78 Commerce Bank of Arizona Inc. Tucson CBOA Financial Inc. commercial bank 13.00 10.89 18,586 -0.15 190,121
79 Peoples State Bank Lake City, Fla. PSB BancGroup Inc. commercial bank 12.92 10.08 6,586 -0.02 67,915
80 Merchants Commercial Bank St. Thomas, V.I.   commercial bank 12.80 14.43 9,004 0.01 134,560
81 State Bank of Herscher Ill. Hershare Financial Corp. commercial bank 12.77 16.15 11,068 0.05 149,251
82 Ripley Federal Savings Bank Ohio   savings bank 12.76 13.23 6,171 0.23 67,801
83 HCSB Financial Corp. Loris, S.C.   BHC 12.66 14.91 32,288 0.65 458,151
84 Farmers & Merchants Bank Statesboro, Ga. FMB Equibanc Inc. commercial bank 12.64 13.86 11,695 -0.11 164,511
85 Trinity Capital Corp. Los Alamos, N.M.   BHC 12.59 11.71 128,549 0.83 1,534,832
86 One World Bank Dallas One World Holding Inc. commercial bank 12.57 9.34 6,669 0.03 82,157
87 GreenChoice Bank, fsb Chicago GreenChoice Holding Co. Inc. savings bank 12.53 14.22 6,460 0.67 72,920
88 Heritage Bank Jonesboro, Ga. CCF Holding Co. commercial bank 12.51 13.46 32,731 0.78 375,434
89 First Citizens Bank of Polson Mont. Flathead Lake Bancorp. Inc. commercial bank 12.38 16.69 1,608 0.19 19,036
90 Mutual Savings Association FSA Leavenworth, Kan.   savings bank 12.32 16.21 13,629 -0.03 200,591
91 Ruby Valley National Bank Twin Bridges, Mont. TwinCo Inc. commercial bank 12.31 12.09 7,098 0.82 84,074
92 Tioga Franklin Savings Bank Philadelphia   savings bank 12.24 9.90 3,238 0.00 33,341
93 Central Federal Savings and Loan Association Cicero, Ill.   savings bank 12.23 12.59 10,696 0.23 170,637
94 Century Bank of Florida Tampa Century Bancshares of Florida Inc. commercial bank 12.18 15.36 5,494 0.09 69,910
95 Security State Bank Iron River, Wis. Security Bank Shares Inc. commercial bank 12.16 21.25 6,739 -0.20 80,994
96 American Patriot Bank Greeneville, Tenn. American Patriot Financial Group Inc. commercial bank 12.15 7.79 5,506 -0.08 74,286
97 Columbus Junction State Bank Columbus Junction, Iowa CJSB Bancorp. commercial bank 12.11 1.38 3,415 0.32 55,611
98 Grand Bankshares Inc. West Palm Beach, Fla.   BHC 12.00 14.25 15,846 -0.13 222,660
99 Lake Area Bank Lindstrom, Minn. Freedom Bancorp. Inc. commercial bank 11.83 12.60 19,724 -0.12 268,260
100 Equitable Bank SSB Wauwatosa, Wis.   savings bank 11.82 9.48 31,407 0.37 320,473
101 First National Bank of Winnsboro Texas Etex Banco Inc. commercial bank 11.78 11.95 9,372 -0.09 137,068
102 Putnam County National Bank of Carmel N.Y.   commercial bank 11.66 9.49 9,612 2.11 158,439
103 Oxford Bank Mich. Oxford Bank Corp. commercial bank 11.59 14.99 21,171 0.10 271,604
104 Peoples Bank Eatonton, Ga. Peoples Bankshares Inc. commercial bank 11.54 12.95 8,888 1.46 131,884
105 Allied Bank Mulberry, Ark. Acme Holding Co. Inc. commercial bank 11.51 13.03 9,579 0.00 136,264
106 Freedom Bank of Oklahoma Tulsa   commercial bank 11.47 4.99 3,386 0.07 41,738
107 ColoEast Bankshares Inc. Lamar, Colo.   BHC 11.46 13.18 46,683 0.34 752,240
108 First Federal of South Carolina FSB MHC Walterboro First Carolina Bancshares MHC savings bank 11.44 14.55 4,597 0.68 74,273
109 Liberty First Bank Monroe, Ga.   commercial bank 11.40 11.87 7,416 2.25 117,041
110 Neighborhood National Bank San Diego Neighborhood Bancorp commercial bank 11.39 22.47 5,463 0.97 85,076
111 Northern States Financial Corp. Waukegan, Ill.   BHC 11.30 28.76 24,757 -0.15 392,376
112 Chambers Bancshares Inc. Danville, Ark.   BHC 11.23 9.00 62,753 0.67 762,207
113 Baraboo Bancorporation Inc. Wis.   BHC 11.07 10.30 44,385 0.53 608,876
114 Broadway Federal Bank FSB Los Angeles Broadway Financial Corp. savings bank 11.03 16.44 28,693 -1.59 335,051
115 Mohave State Bank Lake Havasu City, Ariz. State Bank Corp. commercial bank 10.99 11.54 21,629 0.09 291,418
116 First Federal Savings and Loan Association of Greensburg Ind.   savings bank 10.76 7.39 9,140 0.17 158,347
  Goldwater Bank Scottsdale, Ariz.   commercial bank 10.76 7.37 4,817 2.29 87,799
118 Grand Timber Bank McGregor, Minn. McGregor Banco Inc. commercial bank 10.75 11.22 2,953 0.43 39,941
119 Grand Mountain Bank FSB Granby, Colo. Grand Mountain Bancshares Inc. savings bank 10.69 12.82 6,685 0.86 91,543
120 Freedom Bank Inc. Belington, W.Va. Freedom Bancshares Inc. commercial bank 10.68 9.86 9,903 0.05 150,182
121 Grant County Deposit Bank Williamstown, Ky. Grant County Bancorp Inc. commercial bank 10.65 7.79 4,641 0.13 79,359
122 Homeland Community Bank McMinnville, Tenn.   commercial bank 10.61 5.87 8,623 0.13 137,111
123 Crews Banking Corp. Wauchula, Fla.   BHC 10.58 11.39 79,021 0.25 1,216,421
124 Grand Bank for Savings FSB Hattiesburg, Miss. Grand Financial Corp. savings bank 10.56 8.76 7,304 0.46 99,780
  Edgebrook Bank Chicago Edgebrook Bancorp Inc. commercial bank 10.56 14.10 8,171 0.00 95,158
126 First Mountain Bank Big Bear Lake, Calif.   commercial bank 10.55 19.15 9,831 0.00 137,371
  FMB Bancshares Inc. Lakeland, Ga.   BHC 10.55 11.73 42,525 0.42 568,849
128 Johnson County Bank Mountain City, Tenn.   commercial bank 10.50 11.24 6,589 0.12 120,823
129 St. Landry Homestead Federal Savings Bank Opelousas, La.   savings bank 10.47 11.54 19,001 0.19 229,296
130 ABC Bank Chicago Greater Chicago Financial Corp. commercial bank 10.45 3.75 24,644 0.28 332,456
131 Commerce Bank and Trust Holding Co. Topeka, Kan.   BHC 10.44 11.79 55,326 1.70 954,836
132 First National Bank Ronceverte, W.Va. First National Bankshares Corp. commercial bank 10.40 12.19 13,165 0.39 236,696
133 Franklin County UNITED Bank Decherd, Tenn. Franklin County UNITED Bancshares Inc. commercial bank 10.36 11.72 6,588 -0.43 85,868
134 First BanCorp. San Juan, Puerto Rico   BHC 10.33 12.90 994,898 2.08 12,819,428
135 Friends Bank New Smyrna Beach, Fla.   commercial bank 10.27 11.60 6,949 -0.02 99,398
136 NBRS Financial Bank Rising Sun, Md. Rising Sun Bancorp commercial bank 10.24 14.39 13,715 0.32 206,123
137 First South Bank Spartanburg, S.C. First South Bancorp Inc. commercial bank 10.21 12.98 17,057 -0.05 289,354
  1st Equity Bank Northwest Buffalo Grove, Ill. Northwest Equity Corp. commercial bank 10.21 8.64 3,009 0.00 40,224
139 Bank of Kaukauna Wis. Brogan Bankshares Inc. commercial bank 10.13 10.09 7,034 3.16 84,248
140 Parke Bancorp Inc. Sewell, N.J.   BHC 10.12 13.55 67,604 0.07 800,035
141 Central Savings Bank Sault Sainte Marie, Mich. Central Bank Corp. commercial bank 10.07 7.73 13,093 0.14 247,991
142 U.S. Century Bank Doral, Fla.   commercial bank 10.05 17.13 70,776 0.81 862,023
143 Peoples Bank Mt. Washington Ky. Crossroads Bancorp Inc. commercial bank 10.03 13.90 5,093 -0.02 77,956
144 Mercantile Bank of Louisiana Mo.   commercial bank 9.88 11.66 5,989 -1.17 102,570
145 Landmark Bank Fort Lauderdale, Fla. Giant Holdings Inc. commercial bank 9.87 13.80 22,312 -0.05 278,517
146 New York Private Bank & Trust Corp.   BHC 9.86 11.61 401,641 0.03 6,493,867
147 First National Bank in Howell Mich. FNBH Bancorp Inc. commercial bank 9.84 10.99 15,896 -0.06 314,309
148 Kaw Valley Bank Topeka, Kan. Kaw Valley Bancorp Inc. commercial bank 9.80 10.03 24,062 -0.12 362,586
149 North Alabama Bank Hazel Green North Alabama Bancshares Inc. commercial bank 9.78 6.77 5,750 0.28 99,574
  Benchmark Bank Gahanna, Ohio Benchmark Bancorp Inc. savings bank 9.78 11.34 9,544 0.32 115,774
151 1st Equity Bank Skokie, Ill. First Equity Corp. commercial bank 9.74 13.58 6,292 -1.11 100,417
152 Advantage Bank Loveland, Colo. Advantage Bancorp Inc. commercial bank 9.72 12.78 18,633 0.02 264,043
153 Dart Bank Mason, Mich. Dart Financial Corp. commercial bank 9.71 8.40 14,768 2.87 281,441
154 Ladysmith Federal Savings and Loan Association Wis.   savings bank 9.70 10.51 2,441 0.17 47,289
  Frontier Bank FSB Palm Desert, Calif. Western Community Bancshares Inc. savings bank 9.70 9.37 5,156 0.18 93,574
156 FirsTier Bank Kimball, Neb. FirsTier II Bancorp. commercial bank 9.60 12.27 12,066 -0.72 245,464
157 Alma Exchange Bank & Trust Ga. South Banking Co. commercial bank 9.59 11.66 4,782 0.06 85,985
158 Madison Bank of Maryland Forest Hill   savings bank 9.58 8.77 10,774 0.47 144,209
159 Farmers & Merchants Bank Tomah, Wis. F&M Bancorp of Tomah Inc. commercial bank 9.57 6.22 11,193 0.05 208,364
160 Persons Banking Co. Inc. Macon, Ga.   BHC 9.56 13.14 23,625 0.94 369,249
161 North Side Federal Savings and Loan Association of Chicago   savings bank 9.54 13.35 2,591 -0.15 45,594
  Bank of Coral Gables Fla.   commercial bank 9.54 10.50 5,626 -0.03 103,385
163 Linn County State Bank Coggon, Iowa Iowa State Financial Services Corp. commercial bank 9.49 3.70 2,093 0.00 31,955
164 Mesaba Bancshares Inc. Grand Rapids, Minn.   BHC 9.48 11.95 47,792 0.68 645,216
165 Community Bank of Oak Park River Forest Oak Park, Ill. Oak Park River Forest Bankshares Inc. commercial bank 9.44 15.43 17,018 0.34 263,162
166 Royal Banks of Missouri St. Louis Royal Bancshares Inc. commercial bank 9.43 11.14 32,205 1.29 430,135
167 Sutter Community Bank Yuba City, Calif.   commercial bank 9.42 8.18 4,634 -0.11 69,481
168 One Bank & Trust Little Rock, Ark. OneFinancial Corp. commercial bank 9.41 7.77 20,087 1.21 377,206
  Signature Bank of Arkansas Fayetteville White River Bancshares Co. commercial bank 9.41 11.49 35,997 -0.01 489,405
170 North Georgia National Bank Calhoun North Georgia Community Financial Partners Inc. commercial bank 9.40 8.50 6,196 -0.63 117,807
  Seattle Bank   savings bank 9.40 6.34 11,558 0.75 216,455
  Chelten Hills Savings Bank Abington, Pa.   savings bank 9.40 13.64 2,801 0.00 36,028
173 Whitaker Bank Corp. of Kentucky Lexington   BHC 9.39 4.26 94,417 0.96 1,778,410
174 First State Bank Barboursville, W.Va. First Bankshares Inc. commercial bank 9.36 2.31 19,990 3.55 270,395
175 Bank of Vernon Ala. First Vernon Bancshares Inc. commercial bank 9.35 14.59 9,256 2.41 143,590
176 Eastside Commercial Bank Bellevue, Wash.   commercial bank 9.32 10.46 2,554 -0.55 39,273
177 Flagship Community Bank Clearwater, Fla.   commercial bank 9.29 9.17 7,351 0.40 96,669
178 Village Bank St. Francis, Minn. Village Bancshares Inc. commercial bank 9.28 12.49 10,985 -0.10 169,371
  Georgia Heritage Bank Dallas   commercial bank 9.28 9.99 3,888 -0.05 66,932
  Foothills Community Bank Dawsonville, Ga. First Citizens Financial Corp. commercial bank 9.28 11.33 5,092 0.80 86,815
181 First National Bank of Bangor Wis. Bosshard Banco Ltd. commercial bank 9.22 9.87 12,429 0.00 209,880
  Provident Financial Holdings Inc. Riverside, Calif.   BHC 9.22 9.95 81,560 0.08 1,125,121
183 Independent Bank Corp. Ionia, Mich.   BHC 9.18 10.59 126,371 0.67 2,259,639
184 Mid State Banks Inc. Hawkinsville, Ga.   BHC 9.11 11.72 16,399 1.62 279,057
185 Park State Bank & Trust Woodland Park, Colo.   commercial bank 9.07 11.89 4,239 0.94 87,402
186 Citizens Bank & Trust Co. Covington, La.   commercial bank 9.05 6.57 5,929 2.13 112,897
187 Devon Bank Chicago Devon Bancorp Inc. commercial bank 9.02 12.89 14,152 0.34 236,786
188 First Chatham Bank Savannah, Ga. FCB Financial Corp. commercial bank 9.00 11.04 22,179 0.39 389,472
189 County Bank Rehoboth Beach, Del. CB Financial Corp. commercial bank 8.94 7.11 21,882 0.10 336,355
190 Community Bank of Georgia Baxley Community Bank of Georgia Inc. commercial bank 8.93 8.69 3,576 0.16 73,275
191 Community Shores Bank Muskegon, Mich. Community Shores Bank Corp. commercial bank 8.91 6.86 11,767 -0.70 197,434
192 Ponce De Leon Federal Bank Bronx, N.Y.   savings bank 8.90 11.10 50,808 0.86 723,024
193 Citizens National Bancorp Inc. Athens, Tenn.   BHC 8.84 9.66 29,315 0.16 525,300
194 Union Bank Lake Odessa, Mich. Union Financial Corp. commercial bank 8.81 7.26 10,651 0.52 174,791
195 Community Bank of Broward Dania Beach, Fla.   commercial bank 8.79 13.32 35,938 -0.03 492,525
196 First National Bank of Russell Springs Ky. First Bancorp Inc. commercial bank 8.78 5.90 8,552 0.66 192,064
197 SunSouth Bank Dothan, Ala. SunSouth Bancshares Inc. commercial bank 8.77 7.27 9,981 -0.05 160,563
198 Bank of Lincoln County Fayetteville, Tenn.   commercial bank 8.70 7.59 7,561 1.57 129,961
199 Seamen's Bank Provincetown, Mass.   savings bank 8.69 9.50 18,848 0.00 323,343
200 American Bank and Trust Co. Davenport, Iowa AmBank Holdings Inc. commercial bank 8.66 9.30 17,253 0.08 361,642
  Community Bank of the South Smyrna, Ga. CBS Financial Corp. commercial bank 8.66 10.04 23,063 1.04 348,369

Notes: Data from preliminary quarterly call reports and thrift financial reports from the FDIC and OTS. Excludes institutions whose loans were less than 50% of assets.
*Nonperforming loans net of the delinquent U.S. government-guaranteed portion, divided by total loans.
**Sum total of nonaccruing loans (excluding debt securities and other assets) and restructured loans, less than guaranteed portion of nonaccruing loans wholly or partially guaranteed by the U.S. government.
† Chargeoffs, minus recoveries credited to the loan allowance. For savings institutions, net chargeoffs related to specific valuation allowance are included. Divided by average loans and leases.
Figures for prior periods are not adjusted for mergers and acquisitions. Rankings include only companies current as of March 31, 2014.

Source:

SNL Financial
, Charlottesville, Va.
© 2014 American Banker