Community Banks with the Largest Portfolios of Home Equity Loans

June 05, 2013, 5:22 p.m. EDT 1 Min Read

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Community Banks with the Largest Portfolios of Home Equity LoansOn Dec. 31, 2012. Dollars in thousands Published June 5, 2013
Rank	Company	Charter	Home equity loans			Home equity loans (year earlier)			Change in total HE loans	Total loans
Rank	Company	Charter	Total	Closed-end	Lines of credit	Total	Closed-end	Lines of credit	Change in total HE loans	Total loans
1	Norway Savings Bank Maine	savings	$145,400	$4,478	$140,922	$147,611	$6,287	$141,324	-1.5%	$776,251
2	First Community Bank Sugar Land, Texas	commercial	144,891	144,193	698	147,951	147,362	589	-2.1	387,492
3	Admirals Bank Boston	savings	132,233	127,294	4,939	7,244	1,290	5,954	1,725.4	497,998
4	Ulster Savings Bank Kingston, N.Y.	savings	109,012	38,662	70,350	108,419	35,750	72,669	0.5	556,388
5	F&M Bank Clarksville, Tenn.	commercial	100,591	8,305	92,286	90,192	10,184	80,008	11.5	671,064
6	Northwestern Bank Traverse City, Mich.	savings	97,845	26,666	71,179	113,897	32,580	81,317	-14.1	618,570
7	Kennebunk Savings Bank Maine	savings	96,655	19,037	77,618	96,147	19,188	76,959	0.5	715,520
8	Meridian Bank Devon, Pa.	commercial	95,839	6,096	89,743	90,962	6,956	84,006	5.4	392,092
9	Newtown Savings Bank Conn.	savings	94,593	13,859	80,734	108,392	17,037	91,355	-12.7	747,325
10	Park View Federal Savings Bank Solon, Ohio	savings	93,643	27,955	65,688	99,712	30,667	69,045	-6.1	600,436
11	Penn Liberty Bank Wayne, Pa.	commercial	91,302	11,834	79,468	91,333	13,854	77,479	0.0	441,175
12	Silvergate Bank La Jolla, Calif.	commercial	91,126	0	91,126	15,573	0	15,573	485.2	570,506
13	Southern First Bank Greenville, S.C.	commercial	91,013	12,733	78,280	94,357	11,173	83,184	-3.5	645,949
14	Salin Bank and Trust Co. Indianapolis	commercial	90,192	2,033	88,159	92,589	3,259	89,330	-2.6	552,197
15	Naugatuck Savings Bank Conn.	savings	87,999	26,768	61,231	98,342	33,893	64,449	-10.5	761,127
16	Bank of Maine Portland	savings	84,953	4,428	80,525	91,658	6,143	85,515	-7.3	594,155
17	Malvern Federal Savings Bank Paoli, Pa.	savings	84,641	62,673	21,968	99,127	77,186	21,941	-14.6	453,843
18	Marquette Savings Bank Erie, Pa.	savings	81,683	49,468	32,215	97,746	65,202	32,544	-16.4	429,278
19	First Savings Bank of Perkasie Pa.	savings	77,860	16,351	61,509	81,026	21,448	59,578	-3.9	640,904
20	Commonwealth Bank and Trust Co. Louisville, Ky.	commercial	77,164	11,218	65,946	89,181	12,536	76,645	-13.5	518,625
21	Advantage Bank Cambridge, Ohio	commercial	76,247	31,020	45,227	91,871	33,821	58,050	-17.0	573,701
22	Belmont Savings Bank Mass.	savings	74,575	402	74,173	51,063	531	50,532	46.0	671,940
23	First Western Trust Bank Denver	commercial	74,334	7,119	67,215	93,204	2,339	90,865	-20.2	508,936
24	United Bank and Trust Ann Arbor, Mich.	commercial	73,099	24,117	48,982	75,075	24,295	50,780	-2.6	600,058
25	Savings Bank of Danbury Conn.	savings	73,007	2,545	70,462	71,816	2,915	68,901	1.7	643,714
26	Coastway Community Bank Cranston, R.I.	savings	72,378	8,447	63,931	74,946	10,406	64,540	-3.4	311,987
27	Evergreen Bank Group Oak Brook, Ill.	commercial	71,485	9,825	61,660	66,047	12,152	53,895	8.2	370,563
28	Harleysville Savings Bank Pa.	savings	71,446	8,639	62,807	76,773	15,269	61,504	-6.9	491,018
29	Carolina Bank Greensboro, N.C.	commercial	71,347	4,824	66,523	71,996	5,824	66,172	-0.9	593,491
30	Washington Savings Bank Philadelphia	savings	70,831	62,011	8,820	64,493	55,784	8,709	9.8	116,340
31	Private Bank of California Los Angeles	commercial	70,263	4,149	66,114	68,817	10,643	58,174	2.1	373,935
32	Fidelity Deposit and Discount Bank Dunmore, Pa.	commercial	69,842	35,574	34,268	71,227	38,585	32,642	-1.9	444,510
33	Bank of New Jersey Fort Lee	commercial	68,794	12,849	55,945	67,955	13,213	54,742	1.2	435,549
34	First Bank and Trust Evanston, Ill.	commercial	68,719	1,894	66,825	74,807	2,687	72,120	-8.1	571,682
35	Leader Bank Arlington, Mass.	commercial	68,243	14,601	53,642	71,981	19,984	51,997	-5.2	444,463
36	Machias Savings Bank Maine	savings	67,119	5,031	62,088	67,602	6,063	61,539	-0.7	857,058
37	Farmers and Merchants Bank Salisbury, N.C.	commercial	66,874	3,126	63,748	72,878	2,940	69,938	-8.2	416,333
38	Gorham Savings Bank Maine	savings	66,462	5,928	60,534	68,830	7,677	61,153	-3.4	645,671
39	Macon Bank Inc. Franklin, N.C.	savings	65,535	3,445	62,090	72,608	3,859	68,749	-9.7	560,717
40	Pioneer Savings Bank Troy, N.Y.	savings	64,442	31,133	33,309	61,837	30,273	31,564	4.2	568,641
41	Bank of the James Lynchburg, Va.	commercial	62,333	12,487	49,846	63,299	12,941	50,358	-1.5	326,361
42	Waukesha State Bank Waukesha, Wis.	commercial	61,509	12,586	48,923	62,769	14,860	47,909	-2.0	435,931
43	First Volunteer Bank Chattanooga, Tenn.	commercial	61,320	8,373	52,947	49,080	5,495	43,585	24.9	596,921
44	Farmers and Merchants Bank Timberville, Va.	commercial	60,746	10,984	49,762	57,259	10,303	46,956	6.1	543,026
45	Jonestown Bank and Trust Co. Pa.	commercial	58,633	16,390	42,243	59,399	18,789	40,610	-1.3	334,861
46	Suburban Bank and Trust Co. Elmhurst, Ill.	commercial	57,586	1,703	55,883	63,318	2,260	61,058	-9.1	323,656
47	First Northern Bank of Dixon Calif.	commercial	57,568	4,572	52,996	61,426	5,047	56,379	-6.3	453,562
48	Cooperative Bank of Cape Cod Hyannis, Mass.	cooperative	57,321	8,669	48,652	61,647	5,803	55,844	-7.0	571,896
49	Private Bank Minnesota Minneapolis	commercial	55,952	10,120	45,832	65,937	8,396	57,541	-15.1	116,722
50	Reliance Savings Bank Altoona, Pa.	savings	55,819	22,958	32,861	58,279	26,417	31,862	-4.2	287,079
51	First Hope Bank Hope, N.J.	commercial	55,192	10,372	44,820	62,002	13,251	48,751	-11.0	338,235
52	Patriot National Bank Stamford, Conn.	commercial	54,606	1,741	52,865	53,559	2,112	51,447	2.0	466,336
53	Heartland Bank St. Louis	savings	54,425	4,746	49,679	59,520	2,927	56,593	-8.6	533,210
54	Cornerstone National Bank and Trust Co. Palatine, Ill.	commercial	54,100	3,747	50,353	64,713	4,059	60,654	-16.4	303,235
55	Team Capital Bank Bethlehem, Pa.	savings	54,088	5,664	48,424	51,773	6,219	45,554	4.5	532,942
56	Bank of American Fork Utah	commercial	54,025	4,006	50,019	64,499	4,492	60,007	-16.2	606,630
57	Severn Savings Bank FSB Annapolis, Md.	savings	53,921	8,182	45,739	59,627	6,422	53,205	-9.6	677,446
58	Muncy Bank and Trust Co. Pa.	commercial	53,505	41,007	12,498	59,814	48,587	11,227	-10.5	247,035
59	Jersey Shore State Bank Williamsport, Pa.	commercial	53,241	18,198	35,043	31,338	18,181	13,157	69.9	516,017
60	Florida Bank Tampa, Fla.	commercial	52,622	2,833	49,789	65,150	2,857	62,293	-19.2	392,099
61	Revere Bank Laurel, Md.	commercial	52,489	1,352	51,137	38,542	2,738	35,804	36.2	335,385
62	Evans Bank Hamburg, N.Y.	commercial	52,467	4,198	48,269	49,667	4,467	45,200	5.6	582,895
63	National Bank of Commerce Birmingham, Ala.	commercial	52,444	2,298	50,146	32,661	8,823	23,838	60.6	455,288
64	First National Bank of Shelby N.C.	commercial	51,857	4,893	46,964	55,463	6,119	49,344	-6.5	474,435
65	Union Community Bank FSB Lancaster, Pa.	savings	51,588	8,724	42,864	57,378	13,493	43,885	-10.1	298,811
66	Arthur State Bank Union, S.C.	commercial	51,429	1,335	50,094	61,411	1,594	59,817	-16.3	349,780
67	Community Bank-Wheaton/Glen Ellyn Glen Ellyn, Ill.	commercial	51,405	831	50,574	61,149	1,824	59,325	-15.9	204,681
	Lyons National Bank N.Y.	commercial	51,405	8,942	42,463	44,413	8,205	36,208	15.7	445,906
69	Commercial Bank and Trust Co. Paris, Tenn.	commercial	51,209	15,106	36,103	48,711	14,355	34,356	5.1	438,568
70	Bank of Blue Valley Overland Park, Kan.	commercial	50,879	1,351	49,528	61,809	2,060	59,749	-17.7	423,291
71	River Valley Bank Wausau, Wis.	commercial	50,639	10,914	39,725	58,941	15,815	43,126	-14.1	770,753
72	Citizens and Farmers Bank West Point, Va.	commercial	50,473	17,038	33,435	50,363	17,201	33,162	0.2	742,836
73	Adirondack Bank Utica, N.Y.	commercial	50,338	10,644	39,694	44,149	12,532	31,617	14.0	365,052
74	Chelsea Groton Bank Norwich, Conn.	savings	50,132	33,085	17,047	63,339	45,995	17,344	-20.9	559,067
75	First National Community Bank Dunmore, Pa.	commercial	49,611	16,006	33,605	59,639	19,404	40,235	-16.8	599,547
76	Park Bank Madison, Wis.	commercial	49,493	18,764	30,729	55,901	18,809	37,092	-11.5	571,394
77	Reliant Bank Brentwood, Tenn.	commercial	49,458	6,955	42,503	54,362	5,526	48,836	-9.0	293,173
78	Commercial and Savings Bank of Millersburg Ohio	commercial	49,330	7,522	41,808	54,764	10,802	43,962	-9.9	364,580
79	South Central Bank Chicago	commercial	49,256	39,346	9,910	58,672	44,951	13,721	-16.0	119,094
80	Unity Bank Clinton, N.J.	commercial	49,245	20,044	29,201	44,121	15,454	28,667	11.6	587,036
81	Centrue Bank Streator, Ill.	commercial	49,063	8,284	40,779	51,651	10,703	40,948	-5.0	564,369
82	Meredith Village Savings Bank Meredith, N.H.	savings	49,060	4,200	44,860	51,793	5,182	46,611	-5.3	524,394
83	Dime Bank Norwich, Conn.	savings	48,821	18,095	30,726	53,174	22,855	30,319	-8.2	530,845
84	First National Bank and Trust Co. Beloit, Wis.	commercial	48,518	11,040	37,478	50,238	11,085	39,153	-3.4	503,887
85	Penn Security Bank and Trust Co. Scranton, Pa.	commercial	48,451	18,504	29,947	52,755	21,858	30,897	-8.2	623,530
86	QNB Bank Quakertown, Pa.	commercial	48,404	15,346	33,058	51,723	18,911	32,812	-6.4	479,349
87	Asheville Savings Bank SSB N.C.	savings	48,268	47	48,221	51,216	172	51,044	-5.8	397,855
88	Atlantic Coast Bank Jacksonville, Fla.	savings	48,263	5,396	42,867	74,164	27,059	47,105	-34.9	504,658
89	Fauquier Bank Warrenton, Va.	commercial	48,033	3,168	44,865	49,016	3,484	45,532	-2.0	452,373
90	Home Federal Savings Bank Rochester, Minn.	savings	47,911	11,390	36,521	55,798	13,572	42,226	-14.1	477,899
91	First Federal Savings Bank Rochester, Ind.	savings	47,654	7,279	40,375	50,712	8,061	42,651	-6.0	290,992
92	CIBM Bank Champaign, Ill.	commercial	47,644	31,308	16,336	55,506	37,580	17,926	-14.2	317,706
93	Manasquan Savings Bank N.J.	savings	47,539	26,216	21,323	48,927	21,893	27,034	-2.8	619,807
94	Fidelity Co-operative Bank Fitchburg, Mass.	cooperative	47,354	10,159	37,195	47,684	10,197	37,487	-0.7	394,201
95	PyraMax Bank FSB Greenfield, Wis.	savings	47,290	21,736	25,554	55,521	20,674	34,847	-14.8	295,185
96	Community National Bank Newport, Vt.	commercial	47,028	14,438	32,590	45,887	15,859	30,028	2.5	418,047
97	Old Point National Bank of Phoebus Hampton, Va.	commercial	46,642	14,315	32,327	50,264	16,044	34,220	-7.2	471,133
98	Embassy Bank for the Lehigh Valley Bethlehem, Pa.	commercial	46,593	26,667	19,926	43,220	24,268	18,952	7.8	505,219
99	Bank of Georgetown Washington, D.C.	commercial	46,295	1,245	45,050	50,314	1,409	48,905	-8.0	514,103
100	Liberty Savings Bank FSB Wilmington, Ohio	savings	46,114	9,466	36,648	71,973	13,389	58,584	-35.9	321,666
101	Redding Bank of Commerce Calif.	commercial	46,104	13,471	32,633	44,817	12,867	31,950	2.9	664,363
102	First Federal Savings and Loan Association of Port Angeles Wash.	savings	45,507	9,822	35,685	55,298	14,130	41,168	-17.7	444,546
103	First National Bank of Northern California South San Francisco	commercial	45,495	2,973	42,522	45,299	2,221	43,078	0.4	550,687
104	Simsbury Bank and Trust Co. Conn.	commercial	45,245	19,223	26,022	48,484	27,559	20,925	-6.7	235,309
105	Access National Bank Reston, Va.	commercial	45,206	16,127	29,079	37,897	16,802	21,095	19.3	728,520
106	Chesapeake Bank Kilmarnock, Va.	commercial	44,794	6,426	38,368	52,592	9,781	42,811	-14.8	397,977
107	Middlefield Banking Co. Ohio	commercial	44,685	3,196	41,489	46,774	2,981	43,793	-4.5	352,828
108	Northfield Savings Bank Vt.	savings	44,393	11,314	33,079	47,172	13,914	33,258	-5.9	490,698
109	ConnectOne Bank Englewood Cliffs, N.J.	commercial	44,206	7,278	36,928	43,486	8,653	34,833	1.7	849,247
110	NewDominion Bank Charlotte, N.C.	commercial	44,148	5,458	38,690	21,793	2,574	19,219	102.6	221,125
111	BayCoast Bank Swansea, Mass.	savings	44,145	17,791	26,354	47,103	19,935	27,168	-6.3	648,596
112	Hampden Bank Springfield, Mass.	savings	44,016	6,160	37,856	41,605	6,136	35,469	5.8	435,379
113	Four Oaks Bank and Trust Co. N.C.	commercial	43,949	5,478	38,471	45,492	6,255	39,237	-3.4	517,225
114	Financial Federal Bank Memphis, Tenn.	commercial	43,838	3,520	40,318	47,810	3,952	43,858	-8.3	295,604
115	Sturgis Bank and Trust Co. Mich.	savings	43,815	7,095	36,720	46,659	8,091	38,568	-6.1	255,919
116	Merchants Bank of Indiana Lynn	commercial	43,584	437	43,147	34,176	178	33,998	27.5	589,030
117	FineMark National Bank and Trust Fort Myers, Fla.	commercial	43,487	8,216	35,271	25,563	5,314	20,249	70.1	361,985
118	First Federal Savings Bank of Twin Falls Idaho	savings	43,306	6,472	36,834	49,610	8,122	41,488	-12.7	355,940
119	Prosperity Bank St. Augustine, Fla.	commercial	43,272	21,777	21,495	64,479	30,830	33,649	-32.9	463,683
120	CapitalMark Bank and Trust Chattanooga, Tenn.	commercial	43,054	1,147	41,907	39,135	417	38,718	10.0	459,917
121	Lee Bank Mass.	savings	42,738	1,572	41,166	41,439	2,415	39,024	3.1	228,322
122	Interamerican Bank FSB Miami	savings	42,598	218	42,380	45,481	53	45,428	-6.3	181,007
123	State Bank of Cross Plains Wis.	commercial	42,556	19,229	23,327	43,517	15,704	27,813	-2.2	528,331
124	Two River Community Bank Tinton Falls, N.J.	commercial	42,256	11,968	30,288	43,427	12,069	31,358	-2.7	571,447
125	Hillsdale County National Bank Hillsdale, Mich.	commercial	42,189	8,770	33,419	44,013	8,403	35,610	-4.1	323,701
126	Foster Bank Chicago	commercial	42,022	9,563	32,459	51,665	6,269	45,396	-18.7	326,927
127	Home Bank Lafayette, La.	savings	41,853	8,796	33,057	43,650	12,064	31,586	-4.1	678,756
128	First Bank Strasburg, Va.	commercial	41,571	7,042	34,529	45,909	8,028	37,881	-9.4	384,097
129	Jacksonville Bank Fla.	commercial	41,444	7,681	33,763	47,571	9,547	38,024	-12.9	398,369
130	Heritage Bank Hopkinsville, Ky.	savings	41,429	4,346	37,083	43,398	6,078	37,320	-4.5	535,629
131	First National Bank Altavista, Va.	commercial	41,300	4,382	36,918	45,005	6,347	38,658	-8.2	277,318
132	Sonabank McLean, Va.	commercial	41,228	758	40,470	45,419	937	44,482	-9.2	530,151
133	North Valley Bank Redding, Calif.	commercial	40,946	5,334	35,612	43,520	2,537	40,983	-5.9	492,211
134	Missouri Bank and Trust Co. of Kansas City	commercial	40,852	2,820	38,032	35,743	1,325	34,418	14.3	375,368
135	East Carolina Bank Engelhard, N.C.	commercial	40,837	3,795	37,042	40,957	5,003	35,954	-0.3	513,288
136	Kentucky Bank Paris	commercial	40,795	463	40,332	43,512	779	42,733	-6.2	430,461
137	Salisbury Bank and Trust Co. Lakeville, Conn.	commercial	40,740	6,578	34,162	42,126	7,505	34,621	-3.3	394,997
138	Community Bank of Oak Park River Forest Oak Park, Ill.	commercial	40,606	2,643	37,963	46,696	6,693	40,003	-13.0	222,128
139	State Bank and Trust Co. Defiance, Ohio	commercial	40,529	3,817	36,712	41,671	3,658	38,013	-2.7	469,488
140	Magna Bank Memphis, Tenn.	commercial	40,496	9,849	30,647	44,082	13,256	30,826	-8.1	383,203
141	Seaside National Bank and Trust Orlando, Fla.	commercial	40,408	2,738	37,670	42,654	1,578	41,076	-5.3	599,296
142	State Bank of Southern Utah Cedar City	commercial	40,365	1,530	38,835	42,973	2,164	40,809	-6.1	400,197
143	Founders Bank and Trust Grand Rapids, Mich.	commercial	40,319	14,128	26,191	45,601	18,836	26,765	-11.6	333,681
144	Androscoggin Savings Bank Lewiston, Maine	savings	40,270	5,859	34,411	47,237	8,082	39,155	-14.7	597,758
145	New Traditions National Bank Orlando, Fla.	commercial	40,251	85	40,166	30,857	20	30,837	30.4	261,545
146	3rd Fed Bank Newtown, Pa.	savings	40,120	21,080	19,040	44,520	23,555	20,965	-9.9	534,348
147	Franklin Savings Bank Farmington, Maine	commercial	39,973	3,604	36,369	41,272	3,924	37,348	-3.1	266,847
148	Plumas Bank Quincy, Calif.	commercial	39,868	2,401	37,467	41,093	2,865	38,228	-3.0	315,957
149	Heritage Bank Inc. Erlanger, Ky.	commercial	39,838	23,521	16,317	21,160	7,528	13,632	88.3	349,535
150	Kennebec Savings Bank Augusta, Maine	savings	39,750	7,007	32,743	41,175	8,058	33,117	-3.5	631,913
151	HomeStar Bank and Financial Services Manteno, Ill.	commercial	39,589	12,483	27,106	46,514	15,526	30,988	-14.9	199,684
152	Village Bank Auburndale, Mass.	cooperative	39,511	1,414	38,097	42,306	3,809	38,497	-6.6	516,010
153	Itasca Bank and Trust Co. Ill.	commercial	39,507	4,068	35,439	44,172	6,218	37,954	-10.6	283,780
154	American Bank Bethesda, Md.	savings	39,487	28,932	10,555	49,939	35,710	14,229	-20.9	243,634
155	Nicolet National Bank Green Bay, Wis.	commercial	39,352	15,321	24,031	42,699	15,143	27,556	-7.8	559,925
156	Savings Institute Bank and Trust Co. Willimantic, Conn.	savings	39,326	12,974	26,352	41,966	16,238	25,728	-6.3	696,839
157	High Point Bank and Trust Co. N.C.	commercial	39,302	9,737	29,565	37,073	7,851	29,222	6.0	526,243
158	Bank of Utah Ogden	commercial	39,274	410	38,864	42,688	497	42,191	-8.0	505,438
159	Honesdale National Bank Pa.	commercial	39,269	17,552	21,717	36,236	18,941	17,295	8.4	408,079
160	Alden State Bank N.Y.	commercial	39,216	39,216	0	37,867	37,867	0	3.6	155,782
161	Bank of Stanly Albemarle, N.C.	commercial	39,107	7,942	31,165	42,094	9,183	32,911	-7.1	222,545
162	Harrington Bank FSB Chapel Hill, N.C.	savings	38,994	6,979	32,015	38,073	5,606	32,467	2.4	218,051
163	Bank of Clarke County Berryville, Va.	commercial	38,965	7,262	31,703	40,411	6,982	33,429	-3.6	418,097
164	Crescom Bank Charleston, S.C.	commercial	38,839	8,128	30,711	44,866	10,754	34,112	-13.4	656,415
165	D.L. Evans Bank Burley, Idaho	commercial	38,775	5,177	33,598	42,871	6,437	36,434	-9.6	574,540
166	Baraboo National Bank Wis.	commercial	38,689	15,513	23,176	46,300	19,798	26,502	-16.4	521,035
167	Hebron Savings Bank Md.	commercial	38,523	1,735	36,788	36,270	1,590	34,680	6.2	424,243
168	Somerset Hills Bank Bernardsville, N.J.	commercial	38,148	4,068	34,080	44,489	5,967	38,522	-14.3	248,546
169	First Citizens Community Bank Mansfield, Pa.	commercial	37,987	25,255	12,732	39,337	27,376	11,961	-3.4	503,921
170	Thomaston Savings Bank Conn.	savings	37,930	6,656	31,274	37,111	9,228	27,883	2.2	503,124
171	Metropolitan Bank Ridgeland, Miss.	commercial	37,884	6,216	31,668	28,130	4,866	23,264	34.7	483,170
172	Easthampton Savings Bank Mass.	commercial	37,754	9,279	28,475	42,992	13,080	29,912	-12.2	681,164
173	First Federal Savings and Loan Association of Bucks County Bristol, Pa.	savings	37,737	14,603	23,134	39,525	17,732	21,793	-4.5	443,756
174	Baltimore County Savings Bank	commercial	37,551	4,733	32,818	39,832	5,179	34,653	-5.7	333,197
175	Bank of Tennessee Kingsport	commercial	37,547	2,592	34,955	37,905	3,459	34,446	-0.9	463,100
176	Starion Financial Bismarck, N.D.	commercial	37,512	23,606	13,906	36,670	23,404	13,266	2.3	678,398
177	Atlantic Stewardship Bank Midland Park, N.J.	commercial	37,452	13,560	23,892	44,144	16,016	28,128	-15.2	441,257
178	Milford Federal Savings and Loan Association Mass.	savings	37,276	15,807	21,469	42,244	19,390	22,854	-11.8	260,319
179	Sanford Institution for Savings Maine	savings	37,251	10,004	27,247	36,291	13,279	23,012	2.6	352,087
180	Home State Bank Crystal Lake, Ill.	commercial	37,223	7,088	30,135	35,960	4,198	31,762	3.5	418,970
181	First Harrison Bank Corydon, Ind.	savings	37,193	8,412	28,781	38,724	11,200	27,524	-4.0	288,752
182	New Century Bank Dunn, N.C.	commercial	37,077	2,474	34,603	43,091	4,389	38,702	-14.0	367,892
183	Bank of the Orient San Francisco	commercial	36,869	4,811	32,058	38,346	4,915	33,431	-3.9	316,737
184	Progress Bank and Trust Huntsville, Ala.	commercial	36,850	3,033	33,817	35,561	2,786	32,775	3.6	332,126
185	Virginia National Bank Charlottesville	commercial	36,845	5,412	31,433	39,681	6,879	32,802	-7.1	284,860
186	Bath Savings Institution Maine	savings	36,771	9,768	27,003	40,361	12,173	28,188	-8.9	434,335
187	Queensborough National Bank and Trust Co. Louisville, Ga.	commercial	36,730	10,763	25,967	37,300	9,788	27,512	-1.5	546,001
188	Your Community Bank New Albany, Ind.	commercial	36,676	5,876	30,800	41,433	7,338	34,095	-11.5	385,237
189	1st Colonial Community Bank Collingswood, N.J.	commercial	36,475	14,109	22,366	39,825	15,749	24,076	-8.4	184,185
190	Gold Coast Bank Chicago	commercial	36,444	3,509	32,935	26,353	2,496	23,857	38.3	243,008
191	First Bank Financial Centre Oconomowoc, Wis.	commercial	36,415	3,247	33,168	37,139	3,797	33,342	-1.9	523,633
192	Hawaii National Bank Honolulu	commercial	36,372	2,990	33,382	37,557	1,012	36,545	-3.2	336,442
193	Paducah Bank and Trust Co. Ky.	commercial	36,269	8,899	27,370	40,997	9,367	31,630	-11.5	354,462
194	Connecticut Community Bank Westport	commercial	36,212	7,786	28,426	41,792	7,338	34,454	-13.4	265,658
195	Avenue Bank Nashville, Tenn.	commercial	35,771	2,631	33,140	31,499	1,408	30,091	13.6	467,611
196	Benchmark Community Bank Kenbridge, Va.	commercial	35,593	7,568	28,025	38,675	9,608	29,067	-8.0	334,291
197	Wells Federal Bank Minn.	commercial	35,586	7,479	28,107	30,473	0	30,473	16.8	166,551
198	Sound Community Bank Seattle	commercial	35,576	9,143	26,433	40,615	9,358	31,257	-12.4	328,469
199	Valley Bank Roanoke, Va.	commercial	35,384	7,102	28,282	35,298	4,893	30,405	0.2	541,756
200	Carrollton Bank Columbia, Md.	commercial	35,279	1,467	33,812	38,335	2,065	36,270	-8.0	306,795

Notes: List includes independent banks with less than $1 billion of assets or whose holding companies have less than $1 billion. Excludes industrial banks and banks at which loans were less than 50% of assets or whose credit card loans exceeded 25% of gross loans. Figures for prior periods are not adjusted for mergers and acquisitions. Data includes institutions operating as of March 22, 2013.

Source:

SNL Financial