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Now that the second holiday season has passed since the U.S. deadline for EMV migration, acquirers are taking stock of the damages that merchants incurred this year to determine the effect of the new technology.
February 6 -
Merchant acquirers say the industry has worked over the course of decades to improve its ethics. But some acquirers report that deceptive practices and dubious tactics still exist, and that the card brands could do a better job at enforcing their own rules.
December 21 -
Merchant cash advances have been controversial because of high premiums. But they can be lucrative for cash advance companies as well as ISOs.
December 9 -
A round of deregulation could loosen restrictions on emerging payment types and technology.
November 18 -
Merchants without chip card readers are reporting that a few malicious customers have figured out how to game the system.
November 11 -
Merchants have been allowed to surcharge in most states for the past three years, but many were not aware. That's starting to change.
November 4 -
Merchants are facing consumer lawsuits stemming from the introduction of EMV-chip card security at the point of sale in the U.S., exposing the issues many stores must contend with now that they are held liable for fraud and chargebacks.
July 5 -
Consumers who have been issued EMV chip cards know how to use them. So it might come as a surprise when merchants equipped with chip card readers instruct their customers to swipe their cards instead.
March 17 -
As merchants prepared to swap out their aging magstripe terminals for modern EMV card readers, acquirers hoped that this widespread demand for equipment would flood ISOs with revenue. But instead, some are finding EMV simply added to their expenses.
March 15 -
It used to be that chargebacks were just another cost of doing business. But with the e-commerce world growing by leaps and bounds, online merchants are experiencing a corresponding spike in chargeback rates that's eroding their bottom lines and jeopardizing their merchant accounts.
December 3