Christopher Williston

President and CEO, Independent Bankers Association of Texas

Christopher Williston is the president and CEO of the Independent Bankers Association of Texas.

Community banking

The proposed $20 million deposit insurance cap is too high

Congress can and should enact meaningful deposit insurance reform, but the current proposal before lawmakers is misguided. The deposit cap is excessive and the funding mechanism creates systemic risk.

By Christopher Williston

September 9