Danielle Oakley is a counsel in OMelvenys Newport Beach office and a member of the Financial Services and Securities Litigation practice groups. Danielle has represented clients in a variety of complex litigation matters including consumer class actions involving claims under the Fair Debt Collection Practices Act, the Truth in Lending Act, the Song-Beverly Credit Card Act, the Real Estate Settlement Procedures Act, the Equal Credit Opportunity Act, the Fair Housing Act, and numerous states unfair-competition, false-advertising, and other consumer-protection laws, and represents financial institutions in litigation and regulatory proceedings relating to mortgage-backed securities.She also represents clients in a variety of business tort actions, partnership disputes, and related commercial litigation. Illustrative Professional Experience Representing major financial institution before the Securities and Exchange Commission. Representing mortgage originator and affiliated entities in a case seeking rescission of the sale of dozens of mortgage-backed securities based on alleged violations of state securities laws. Advises mortgage servicers regarding compliance with OCC and OTS consent orders relating to residential foreclosure. Represents several mortgage servicers and originators in a number of state attorneys general investigations, class actions, and bankruptcy-related litigation. Obtained affirmance by the Ninth Circuit Court of Appeals of an order dismissing with prejudice false-advertising claims relating to periodical subscriptions. Obtained summary judgment of all claims in a putative class action alleging violations of various consumer-protection laws based on credit-card rewards program. Obtained dismissal with prejudice of putative class action asserting that the Truth in Lending Act requires mortgage servicers to provide new disclosures when modifying loans. Obtained summary judgment in mortgage servicer's favor of adversary proceeding alleging wrongful accounting and unreasonable assessment of fees to borrowers who have filed for bankruptcy under Chapter 13. Obtained dismissal of numerous putative class actions brought against mortgage servicers for allegedly wrongful foreclosure. Representing mortgage originator in putative class action alleging violations of fair-lending laws in residential mortgage underwriting. Representing mortgage servicer in putative class action based on interplay between anti-deficiency statutes and the FDCPA.
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