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David O�Connell

David O’Connell�is a senior analyst with�Aite�Group’s Wholesale Banking team, where his primary coverage area is lending.�A former commercial lender of 14 years, Mr. O’Connell brings to his lending coverage extensive hands-on and granular knowledge of banks’ challenges in building businesses that lend safely, cost-effectively, and at scale.�Broadly scoped, Mr. O’Connell’s coverage of lending encompasses the small-and-midsize-business market, commercial and industrial markets, automation’s benefits for scaling lending operations, fraud deterrence in lending, the application of business intelligence to lending, and Dodd-Frank Act stress-testing requirements.�Skilled in performing economic�analyses�of both existing and pro forma technology deployments, Mr. O’Connell is also the author of Aite�Group’s rapidly growing body of ROI-related capabilities, including customized ROI calculators, case studies, white papers, and sales�force training.Mr. O’Connell began his career in commercial lending, holding roles in underwriting and relationship management; he first specialized in large syndicated facilities and later focused on loans to technology companies. Prior to joining Aite Group, Mr. O’Connell covered the analytics and workforce management spaces and was the author of a large body of ROI-related content. He has spoken at user events for a variety of vendors.�Mr. O’Connell has written or contributed to articles published at Time Magazine, the�American Bankers Association,�Dow Jones Newswires, and theGlobal Association of Risk Professionals.�Mr. O’Connell holds a B.S. in Business Administration from Providence College and�an M.B.A from Boston University.