Gail is the Managing Director for US Public Finance at Moody�s Investors Service. She is responsible for research and credit analysis for the municipal market and overseeing Moody�s consistent and transparent methodological approach to assessing credit risk across the public finance sectors including state and local governments, health care, housing, higher education and municipal supported products across the United States. In addition to these reposnibilities Gail is a member of the Moody�s Public Sector Credit Committee, an ally of the LGBTA and a member of Moody�s Women�s Network.Gail joined Moody�s in 1984 and has had experience in a variety of sectors including states and local governments, housing and municipal supported products. She has particular expertise in the �short term product area including variable rate demand bonds, commercial paper and tender option bonds.Gail has been a recipient of numerous Smith�s Research and Grading All-Star awards and is a founding member of the board of Northeast Women in Public Finance. In addition, Gail is a member of MAGNY, the National Federation of Municipal Analysts and the Society of Municipal Analysts.Before Moody�s, Gail worked for the New York State Housing Finance Agency and the US Department of Housing and Urban Development in New York. Gail holds a BA in Sociology and Urban Studies from SUNY Buffalo and a MA in Urban Planning from New York University.
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Independent and authoritative analysis and perspective for the banking industry