Harry Terris

Payment rates, at their highest levels since the home equity lending boom last decade, are posing an obstacle to portfolio growth.

Doubts that the carveout for small banks will shield their revenues abide, and one index signals little investor confidence in a relative advantage.

Receivables could begin to grow again in the second half according to some projections, but for now seasonally-adjusted declines remain steep.

Cash gains from loan sales would be higher while intangible assets would be smaller, the firm's analysts say.

Issuance slowed to a trickle last year and maturities easily outpaced the contraction in industrywide receivables. More of the same could be in store this year.

Profits on new production appear to have slackened after a banner third quarter but remained healthy as volume sinks.

Preliminary data points to an annual rate of expansion of more than 4%, with large banks leading the way.

Share prices offer one view on the relative consequences of the Durbin amendment for payments companies. Banking stocks signal that the damage has been baked in.

With half of Amex's earnings slated for shareholders, large sums could be left over for deals. Capital One says organic growth will be a "slog" without a stronger economy.

BB&T sees a sequel to its buyout heyday and targets Texas; PNC canvases in-market to cement share; U.S. Bancorp, sensing advantage, plays coy.

CEOs debate future of shadow banking system; a road map for settling repurchase disputes between lenders and the GSEs; and more.

At the end of November, transaction balances appeared headed toward their fastest quarterly rate of growth in a year and a half.

At the end of November, transaction balances appeared headed toward their fastest quarterly rate of growth in a year and a half.

The Irish episode triggered softer rumblings in interbank markets than the Greek one before it, but anxiety seems bound to reignite.

Estimates imply that U.S. Bancorp could add 10 basis points a month to its Tier 1 common ratio next year, but continued degradation at Regions.

Worries over bank health continue to top risk managers' list of systemic threats.

Worries over bank health continue to top risk managers' list of systemic threats.

In the third quarter, most big regionals exceeded the pending common equity targets established so far, but some may still face a long road out of capital purgatory.

In the third quarter, most big regionals exceeded the pending common equity targets established so far, but some may still face a long road out of capital purgatory.

Risk-weighted assets are set to surge by a third, but the Big Four expect to avoid selling shares through nips and tucks and a decade of transition.