Joe Adler

A new round of watchdog reports says the Federal Deposit Insurance Corp. could have been tougher in regulating three community banks that later closed.

Friday brought the first failure of the year as Horizon Bank in Bellingham, Wash., was closed by state regulators.

Friday brought the first failure of the year as Horizon Bank in Bellingham, Wash., was closed by state regulators.

The Federal Deposit Insurance Corp. announced a third deal in which it provided financing for the sale of failed-bank assets.

The Federal Deposit Insurance Corp. announced a third deal in which it provided financing for the sale of failed-bank assets.

The Federal Deposit Insurance Corp. plans to issue a proposal Tuesday that would add specific types of compensation programs to the list of risk factors that determine a bank's assessment rate, according to sources.

The agenda for the meeting of the FDIC's board includes an advance notice of proposed rulemaking on "employee compensation."

With rock-bottom interest rates expected to begin rising soon, regulators and industry representatives are increasingly concerned about institutions' ability to weather a boomerang effect on their funding costs.

Midsize institutions had the biggest deposit growth in the year ended June 30, and the industry overall added branches at a slower pace than in 2008, the Federal Deposit Insurance Corp. said Wednesday.

A week after blasting the "fat cats" at large banks who don't understand why the public resents them, President Obama took a decidedly different tack Tuesday at a meeting with a dozen community bankers.

WASHINGTON — For nearly 10 years, the top officials at the Federal Deposit Insurance Corp. warned about the danger of the declining level of federal reserves, but a funny thing happened when the Deposit Insurance Fund finally went broke in 2009: Nobody cared.

Seven failed banks holding a combined $14 billion in assets failed Friday in what was yet another busy night for the Federal Deposit Insurance Corp.

WASHINGTON — As the number of bank failures continues to rise, some industry representatives are making a case that amounts to political heresy: the Federal Deposit Insurance Corp. should prop up dying institutions rather than letting them collapse.

Seven failed banks holding a combined $14 billion in assets failed Friday in what was yet another busy night for the Federal Deposit Insurance Corp.

The federal banking regulators Thursday called on institutions to send comments to the Basel committee about proposed changes in the international capital rules.

The Federal Reserve Board announced a $135,000 fine Thursday against Regions Financial Corp. for alleged violations of the National Flood Insurance Act.

A Federal Deposit Insurance Corp. report Thursday urged institutions to defend against interest rate risk as the economy begins to recover.

The Federal Deposit Insurance Corp. delayed a proposal Tuesday to place new restrictions on securitizations after board members disagreed about its impact.

Karen Mills, the administrator of the Small Business Administration, signaled Monday that policymakers are not considering making direct loans to small businesses, but are instead choosing methods to attract banks back to the SBA.

WASHINGTON — Regulators closed three more banks Friday evening to bring the year's failure total to 133.