Joe Adler is the former Washington Bureau Chief of American Banker.
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Google will provide deposit insurance backing for funds stored with its wallet service, positioning the technology giant along with stored-value providers that use the FDIC's "pass-through" coverage. Here's why that matters.
By Joe Adler and Rob BlackwellApril 20 -
Merchants are making a new argument in their years-long battle with banks over swipe fees, saying Apple Pay has locked them out of additional routing options mandated by Dodd-Frank.
By Joe AdlerApril 6 -
Merchants are making a new argument in their years-long battle with banks over swipe fees, saying Apple Pay has locked them out of additional routing options mandated by Dodd-Frank.
By Joe AdlerApril 6 -
Merchants are making a new argument in their years-long battle with banks over swipe fees, saying Apple Pay has locked them out of additional routing options mandated by Dodd-Frank.
By Joe AdlerApril 6 -
After releasing successive studies on the payday industry over the past two years, the Consumer Financial Protection Bureau is finally set to unveil Thursday sweeping proposals that could fundamentally change the business of short-term loans and other products.
By Joe AdlerMarch 26 -
After releasing successive studies on the payday industry over the past two years, the Consumer Financial Protection Bureau is finally set to unveil Thursday sweeping proposals that could fundamentally change the business of short-term loans and other products
By Joe AdlerMarch 26 -
Regulatory approval of Primary Bank in New Hampshire does not make a trend, but observers are hopeful it signals a more promising near future for the chartering of new banks.
By Joe AdlerMarch 23 -
Much of the Fed's decidedly more hawkish view on bank regulation stems from Gov. Daniel Tarullo, and some reform advocates fear that it could become less intense when he departs.
By Rob Blackwell and Joe AdlerMarch 5 -
Banks would likely not see an immediate effect from the Federal Communications Commission's open Internet plan, but experts say it could prevent future discriminatory moves by carriers that want to compete more in offering financial services.
By Joe AdlerFebruary 25 -
WASHINGTON Federal regulators on Friday announced the second stage of a mandated review of banking rules meant to identify opportunities for relief.
By Joe AdlerFebruary 20 -
Regulators have long worried about the risks from the underwriting of leveraged loans, but they are now concerned about the potential for broader economic risk from losses on such loans.
By Joe AdlerFebruary 18 -
Georgia state regulators on Friday closed the $272 million-asset Capitol City Bank & Trust Co., in Atlanta, the third institution to fail this year.
By Joe AdlerFebruary 13 -
While lawmakers are calling for a bill to raise Dodd-Frank's unpopular $50 billion threshold for banks to be considered "systemically important," regulators actually have the power to do it without legislation.
By Joe Adler and Victoria FinkleFebruary 3 -
WASHINGTON The acquirer of a for-profit college chain sued by the Consumer Financial Protection Bureau will forgive over $480 million in student debt under a deal announced Tuesday.
By Joe AdlerFebruary 3 -
In yet another revision of its mortgage rules, the Consumer Financial Protection Bureau proposed making it easier for small and rural lenders to make "qualified mortgages." Industry representatives said the changes are poised to make a big difference.
By Joe AdlerJanuary 30 -
In yet another revision of its mortgage rules, the Consumer Financial Protection Bureau proposed making it easier for small and rural lenders to make "qualified mortgages." Industry representatives said the changes are poised to make a big difference.
By Joe AdlerJanuary 29 -
The Consumer Financial Protection Bureau on Thursday proposed a series of regulatory relief measures for small institutions, especially those in rural areas, to help them provide credit while they try to follow the agency's tough mortgage rules.
By Joe AdlerJanuary 29 -
The Consumer Financial Protection Bureau on Thursday proposed a series of regulatory relief measures for small institutions, especially those in rural areas, to help them provide credit while they try to follow the agency's tough mortgage rules.
By Joe AdlerJanuary 29 -
WASHINGTON - President Obama on Tuesday night touted his administration's financial services rules, called for steps to benefit the middle class such as lower Federal Housing Administration premiums and reiterated support for legislation to address cyber threats.
By Joe AdlerJanuary 21 -
In a State of the Union address declaring that the shadow of crisis has passed, President Obama said he will veto efforts to roll back financial reforms further while he reiterated support for a bill addressing cyber threats.
By Joe AdlerJanuary 20


