Joe Adler

WASHINGTON — Higher interest rates and elevated litigation expenses at one large bank last quarter led to the industry's first year-over-year earnings decline in more than four years.

The Federal Deposit Insurance Corp.'s watchdog is urging stronger coordination between separate agency divisions among its recommendations for improving the implementation of Dodd-Frank Act resolution powers.

The House Financial Services chairman mocked his height and the partisan nature of the housing finance debate, while referencing everything from football great Johnny Manziel to McDonald's hamburgers.

Industry representatives say the Federal Deposit Insurance Corp. and Office of the Comptroller of the Currency's guidance puts the future of deposit advance in doubt, while regulators say they are simply urging better underwriting and risk management.

The Center for Plain Language has issued report cards for the Consumer Financial Protection Bureau, Small Business Administration, the Treasury Department and others for how well they adhere to a 2010 law urging clearer communication in government.

Lenders are mostly relieved that regulators broadened an exemption for mortgage securitizers to avoid a 5% risk retention requirement, but some are focusing on the plan’s potential impact on securities backed by leveraged commercial loans.

WASHINGTON — Regulators on Friday announced they had finalized guidelines proposed in March that attempt to encourage banks' community development activities beyond their immediate markets.

Stopping a proposed requirement that banks offer "plain-vanilla" credit products was an industry victory in the run-up to Dodd-Frank, but many believe it still survived.

WASHINGTON - State regulators in Florida closed the $25 million-asset Bank of Jackson County, located in Graceville, the 23rd institution to fail this year.

WASHINGTON — The Federal Deposit Insurance Corp. and the Office of the Comptroller of the Currency on Wednesday officially signed off on a joint proposal with the Federal Reserve Board that would implement new liquidity risk standards for large banks.

JPMorgan Chase’s reported attempt to get the FDIC to pay part of its settlement with the government is yet another chapter in a long-running dispute over the 2008 resolution of Washington Mutual.

In September, regulators seized the largest institution to be closed in over three years, the $3.1 billion-asset First National Bank in Edinburg, Texas, throwing cold water on the idea that only the smallest banks are vulnerable now to failure.

News of the government's $13 billion settlement with JPMorgan Chase prompted emotional arguments for and against the bank, as well as satire of all the outrage.

A paper released by the Bipartisan Policy Center suggests that the so-called "push-out" rule for banks' swap business may be unnecessary if regulators effectively implement Dodd-Frank's ban on proprietary trading.

As banks improve their fundamentals, they are paying less in risk-based Federal Deposit Insurance Corp. premiums, helping to boost their bottom lines.

In an advisory, the Federal Deposit Insurance Corp. urged banks to be mindful of gaps in liability coverage for director and officer lawsuits – the same lawsuits the FDIC is filing against failed-bank managers.

WASHINGTON — The Federal Deposit Insurance Corp. told banks Thursday to be wary of liability insurance policies that could still force directors and officers to have to pay civil damages.

The Shared National Credits report cited alarm about syndicated loans made to borrowers with higher leverage than normal, with 42% of such credits "criticized" by regulators.

WASHINGTON — Federal regulators on Wednesday urged banks and other financial institutions to consider loan modification plans for borrowers affected by the government shutdown, which is now in its second week.

The Federal Deposit Insurance Corp. reported continued positive signs about the health of its insurance fund, and said improvement in the industry has also meant lower premiums for some institutions.