John Reosti is a reporter covering community banks in particular and the financial services industry in general. He also focuses on the Small Business Administration, the National Credit Union Administration Board and issues connected to the CECL accounting standard.
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The Wisconsin company expects outstanding loans to decreased from current levels, particularly due to paydowns tied to commercial real estate loans.
By John ReostiOctober 18 -
Credit unions won't have to comply with the controversial rule until at least 2020, but a separate proposal on alternative capital could raise the ire of banking groups.
By John ReostiOctober 18 -
Credit unions won't have to comply with the controversial rule until at least 2020, but a forthcoming proposal on alternative capital could raise the ire of banking groups.
By John ReostiOctober 18 -
David Reed, a Republican, is stepping down as a state legislator after redistricting cost him a shot at a congressional seat.
By John ReostiOctober 17 -
The agency's 7(a) program had a small year-over-year decline, with bankers pointing to lender discipline and more borrowers qualifying for conventional loans.
By John ReostiOctober 9 -
In what would be its third acquisition in a year, the company formerly known as BofI Holding is buying a firm that clears trades for independent broker-dealers.
By John ReostiOctober 4 -
First Foundation sold loans to Freddie Mac to free up space for higher-yielding credits. It then bought the securities that were formed to replace other, lower-yielding assets through an often overlooked program.
By John ReostiOctober 1 -
Some lenders fear a moratorium on new participants, and other restraints, could be the beginning of the end for the agency's Community Advantage program.
By John ReostiSeptember 26 -
The Dallas company said a commercial client submitted falsified documents that inflated how much colloteral it had available.
By John ReostiSeptember 21 -
Following an increase in the CRE appraisal threshold for community bankers earlier this year, the National Credit Union Administration has proposed an even bigger shift for CUs.
By John ReostiSeptember 20 -
The company said the move should address investor concerns about potential margin compression, slower loan growth and an economic slowdown.
By John ReostiSeptember 20 -
Community bankers reject the conclusions of a Government Accountability Office report that say regulatory burdens only had a “modest effect” on the declining number of banks since 2010.
By John ReostiSeptember 19 -
Senior managers at selling banks often get big payouts and move on. But some decide (or are allowed) to stay and can make major contributions. Here are examples of execs who famously became difference makers after sticking around, or of keepers from recent deals who could have a big impact.
By John Reosti and Paul DavisSeptember 18 -
Olson ran a bank founded by his father in his hometown of Fergus Falls, Minn., before a long career in Washington.
By John ReostiSeptember 14 -
Kanas, who returned to the banking industry as part of the recapitalization of the failed BankUnited, will relinquish the company's chairmanship at the end of this year.
By John ReostiSeptember 12 -
Credit union advocates shattered records with the number of comment letters they sent the regulator when its original risk-based capital proposal was issued, but a revision proposed last month garnered just 37 responses.
By John ReostiSeptember 12 -
Club owners used to be able to get bank loans, but that changed as the de-risking wave reshaped banks' relationships with pot firms, exotic dancers and many others. Whether the taboo can or should last becomes a big question as adult entertainment keeps growing.
By John ReostiSeptember 6 -
Doug Bass had been one of the South Dakota company's regional presidents. He succeeded Ken Karels, who remains chairman and CEO.
By John ReostiAugust 30 -
Richard Murray IV was named chairman, succeeding John Holcomb III. Murray replaced Holcomb as CEO last year.
By John ReostiAugust 28 -
Bank7, which aims to raise $75 million, also has extensive dealings in the hospitality industry. The company has completed two acquisitions since 2011.
By John ReostiAugust 27



















